ACH Operations Analyst Position Available In Mecklenburg, North Carolina

ACH Operations Analyst Agile Connection Group Charlotte, NC Job Details Full-time $75,000 – $80,000 a year 7 hours ago Benefits Health insurance Dental insurance 401(k) Paid time off Vision insurance 401(k) matching Life insurance Qualifications Practicing financial operations Confidential information handling 5 years Finance Bachelor’s degree

USA PATRIOT

Act Financial operations experience (3-5 years) ACH Senior level Advanced Certified Paralegal (ACP) Bank Secrecy Act Accounting Full Job Description ACH Operations Analyst — Charlotte, NC $75,000 – 80,000 Safeguard and streamline electronic payments for a growing community bank Our client is a century‑old, relationship‑driven financial institution serving customers across the Southeast through multiple branches and robust digital channels. What You’ll Do

• Serve as the bank’s ACH subject‑matter expert and stay current on NACHA rules and Treasury Green Book guidelines.
• Monitor daily ACH files, resolve exception items, and process returns, NOCs, stop payments, disputes, and reclamations.
• Maintain NACHA Risk‑Management Portal data for RDFI activities and perform ongoing risk assessments.
• Reconcile operating, trust, payroll, and draw‑down accounts; keep unapplied cash, trust balances, and unbilled WIP up to date.
• Detect and mitigate potential fraud or cyber threats tied to ACH transactions.
• Assist with core‑system and product testing, procedure updates, audits, and regulatory examinations.
• Provide exceptional service to internal teams and customers, cross‑train on other Bank Services tasks, and protect confidential information.
• Complete mandatory compliance training and follow BSA/AML, CIP, OFAC, and related regulations.
• Perform additional duties and special projects as assigned. What You Bring Must‑Have
• Accredited ACH Professional (AAP) certification.
• Five or more years of hands‑on ACH processing and compliance experience.
• Deep knowledge of NACHA, Reg 

E, BSA/AML, USA

 PATRIOT Act, and related regulations.

• Solid grasp of accounting, balancing principles, and bank operations.
• Proficiency with Microsoft Office and core/ancillary banking systems.
• Ability to work independently, resolve escalated issues, and travel occasionally for training. Preferred
• Bachelor’s degree in accounting, finance, or a related field.
• Familiarity with Fiserv core products.
• Experience with Q2 Centrix modules such as Positive Pay and Dispute Tracking. Work Environment & Physical Requirements
• Professional office setting with standard office equipment (computers, phones, copiers).
• Frequent communication, keyboard use, and vision demands (close, distance, and focus adjustment).
• Occasional movement around the office and ability to lift up to 25 lbs.
• Reasonable accommodations provided for qualified individuals with disabilities. Why Join
• Help fortify the payments backbone of a mission‑driven community bank that values integrity, inclusion, and career growth.
• Competitive pay, comprehensive benefits, and an equal‑opportunity workplace from day one.

Our client is an equal‑opportunity employer. All qualified applicants will receive consideration without regard to any protected characteristic.

Job Type:

Full-time Pay:

$75,000.00 – $80,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Health insurance Life insurance Paid time off Vision insurance

Schedule:

Monday to

Friday Work Location:

In person