Credit Underwriter Position Available In Wake, North Carolina

Credit Underwriter Cary Oil Co Inc – 4.5

Cary, NC Job Details Full-time Estimated:

$58.6K – $78.9K a year 10 hours ago Qualifications Microsoft Word Microsoft Excel Microsoft Outlook Underwriting UCC law Mid-level Microsoft Office Finance Analysis skills Bachelor’s degree Organizational skills Lending Associate’s degree 2 years Accounting Communication skills Credit analysis

Full Job Description About Cary Oil Company:

Cary Oil is a privately owned national fuel wholesaler with a proud legacy of success. Since 1959, we’ve built lasting trust with customers by delivering exceptional service and innovative solutions. Today, we supply nearly 1,000 independent convenience retailers across 21 states and distribute over 900 million gallons of refined fuel annually—positioning us as one of the leading distributors in the industry. Our mission is to connect customers with everything they need to thrive in the fuel and convenience retail business – enabling them to profitably grow, reach their potential, and strengthen the communities they serve. We believe that how we work and how we treat people has the power to transform lives—both for our customers and our team members. When our people grow, our business and our customers grow too. We are committed to fostering growth, opportunity, and success—not just for our customers, but for our employees. As part of this commitment, we’re seeking a Credit Underwriter to join our team. The Credit Underwriter will play a key role in evaluating customer creditworthiness, assessing financial risk, and supporting account set up and credit decisions that align with both customer needs and company objectives.

Key Responsibilities :

Credit Risk Analysis & Underwriting Evaluate the creditworthiness of new and existing customers, including jobbers, multi-site operators, and commercial accounts. Recommend credit limits and terms based on financial analysis and risk exposure. Review and verify credit application data and supporting documentation. Identify and negotiate appropriate collateral requirements. Coordinate legal filings such as UCCs and Deeds of Trust with attorneys and internal stakeholders. Account Setup & Documentation Set up and activate customer accounts in internal systems. Maintain accurate credit files and ensure consistent data entry and updates. Track and update workflows in the Opportunities Management system. Communicate new account details and documentation status with internal teams. Monitoring & Collections Monitor accounts for past-due balances, credit limit overages, and unapplied credits. Request updated financials and perform periodic credit reviews. Identify and resolve billing or payment issues proactively. Support collection efforts and escalate risk concerns as needed.

Requirements :

Education Associate or Bachelor’s degree in Finance, Accounting, Business, or a related field preferred. Experience 2+ years of experience in credit analysis, underwriting, or a related financial role. Industry experience in petroleum, wholesale fuel, or transportation preferred. Knowledge, Skills, and Abilities Proficiency in Microsoft Office Suite (Excel, Word, Outlook, Teams). Strong analytical and organizational skills. Knowledge of UCC filings and secured lending practices. Excellent verbal and written communication skills. Ability to work independently and manage multiple priorities. High attention to detail and accuracy in a deadline-driven environment. Professional and customer-focused demeanor when working with internal and external stakeholders.