Courses

The Credit Analysis Academy is a 14-hour intermediate course that equips learners with the skills to evaluate bonds, analyze financial statements, interpret credit ratings, and calculate default probabilities. Through hands-on exercises, case studies, and a capstone project, participants will gain practical expertise in fixed income analysis, credit risk assessment, and portfolio management strategies. Taught by finance professor and industry consultant Dr. Michael McDonald, whose work has supported firms like Microsoft, PIMCO, and Morgan Stanley, the course blends academic rigor with real-world application to prepare learners for roles in investment and corporate finance.

Learn the complete Credit Risk Analysis skills for jobs in Banks, Asset Management & Credit Rating Agencies What you'll learn: Undertake comprehensive credit risk analysis of companiesAssess qualitatively the business risk factors of any companyAssess quantitatively the financial risk factors of any companyUndertake financial ratio analysisEstimating cost of debt financing of any company Hey,welcome to our very popularCredit Analyst Training onlinecourse.We are glad to see you visit thiscourse.If only we could shake hands! What is this course about?In this course, we willteach you the comprehensive skills needed to be aCredit Analyst.We will illustrate the following broad content topics in great detail in this course:1) Comprehensive credit risk assessment of any company2) Qualitative assessment of business risk factors3) Quantitative assessment of financial risk factors4) Calculating the financial ratios5) Estimating the cost of debtfinancing of a companyIt is a very comprehensive course that will teach you the completeskills required to bea Credit Analyst. How is this course useful for YOURpurpose?Hey, did you watchthe promo video?If not, please do.This course will help you to stand in good stead for a potential Credit Analystprofilein the following sectors:Investment bankingEquity ResearchPrivate EquityAsset ManagementCredit Rating AgenciesLook, the CreditAnalyst profileis quite demanding in all of the above jobs.So your employer will want you to be on ready to work on a real project on Day 1!Our course does exactly that - we make youjob ready for your professional work.The course provides all the practical training to undertake the role of a creditanalyst in the above sectors.You can crack your upcoming interviews easily with the learning from this course.You have lifetime access to the course once you enroll.So even if you don't plan to start now, you can still enroll and come back anytime later. What makes this course different than others?This course content is unique!You willlearn exactly what you are required todo in your dailywork.You get access topractical real life illustrations of allkey skills to be a Credit Analyst with Financial servicesfirmsIt is a completely hands-on course.You need to carry outthe illustrations in the course along with the instructor.We provide you the same set up as the instructor.All illustration spreadsheetscan be downloaded at your end.You will feel as if somebody is guiding you step by step in all illustrations.It is a very practical on the job training for you.You are going to love our instructor's teaching style.He makes it very engaging and fun learning experience.You will have practice assignmentsto test your learning from the courseThe Practice Assignments are marked with varying difficulty levels - High, Medium and Low.You will have unlimited access to our support.Our support team responds to any course queries within 24 hours of your request.Feel free to refer to them in case you feel the need. What are other students saying about this course?Check our our reviews below.Read what student Akash Singrodiahad to say about this course-"This course can be considered as a stepping stone in the world of credit analysis. Particularly helpful for someone with a moderate idea of the process. The course summarizes the entire process in a very short span of ~2 hours very well."Go to the reviews section below to read more such stories. What if I do not like the course? Well, we will be very sad to hear that you did not like the course.But you are well protected.You have a 30 day money back guarantee in case you are not happy with the course.No questions asked.But we sincerely hope, you will definitely like the course! What next? If there are any doubts, don't hesitate to reach out to us.Start learning now.See you inside the course.

Looking to become a certified credit analyst? CFI’s Commercial Banking & Credit Analyst (CBCA®) Certification Program propels your commercial lending career with essential skills for starting or advancing a commercial lending career. Learn advanced underwriting for more profitable deals through our purpose-built curriculum, offering 50+ banking courses, case studies, and a resource library with financial models and risk assessment tools.

Credit Analyst Training: Gain the knowledge to help you stand out from the competition What you'll learn: This course is designed to help anyone land a job as a Credit Analyst or a Real Estate AnalystYou can learn this course and pass your Credit Analyst ExamThis course includes a PDF copy of all terms needed to pass your interview and your Credit Analyst examA sample Test Case Review is also included in this course to help you completely a full real estate analysis on a new fileCredit Analyst, Real Estate Analyst, Senior Mortgage Underwriter, Underwriting Team Lead, Credit Analyst Team Lead, Real Estate Analyst Lead This course is designed to help you land your first job as a mortgage credit analyst and beginning a rewarding career in the mortgage industry. The willingness to learn and having an open mind alongside education is key for growth in this industry. Real estate analyst and underwriting is the process of reviewing a loan application to determine the amount of risk involved. The Analyst will look at the borrower's financial standing and the value of the property at hand to review the potential of the deal. A typical real estate transaction has so many moving parts, it can be easy to get lost in the details. An credit analyst’s role is to research the borrower and investment to determine the security of a loan. The reason for underwriting real estate transaction process exists specifically to help investors and lenders avoid potentially risky deals. Getting a career in Real Estate especially as a credit analyst / mortgage underwriter poses its challenges and many have tried and failed the entrance exam. This course is designed to give you the tools to excel on your entrance exam as well as the ability to pass your test cases so you can be well on your way to a very rewarding career.

RockCrusher Rentals Overview In this guided-learning practice lab, you will assume the role of a credit analyst working in a financial institution. A prospective client has been presented with a borrowing request; together we will review the due diligence package which includes a projection model, a business plan, historical financials, and an industry report – among others. Next, you’ll be asked to make recommendations around loan amounts, credit structure, and pricing (in order to optimize risk-adjusted return on capital), before preparing a formal Discussion Paper to present to your prospective client. We include a solution package and a video debrief to explain the key components of this practice lab. Once you have tried the practice lab yourself, you can review the answer key and the video debriefs to check your analysis. Recommended Prerequisites We recommend you complete the following courses before taking this practice lab: Loan Pricing Who should take this Practice Lab? This practice lab is perfect for any aspiring credit analyst working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

Woodchucks Ltd. – Owner Occupied Commercial Real Estate Overview In this guided-learning practice lab, you will play the role of a credit analyst working in a financial institution and perform a comprehensive credit analysis on an owner-occupied commercial real estate transaction. You will review the customer brief, the company’s financial statements, the real estate appraisal, the industry report, and other relevant documents. Then, you will conduct a thorough qualitative and quantitative analysis of the prospective borrower and transaction. Based on your analysis, you will complete a full credit application with your proposal. We include a solution package and a video debrief to explain the key components of this practice lab. Once you have tried the practice lab yourself, you can review the answer key and the video debrief to check your analysis. Recommended Prerequisites We recommend you complete the following courses before taking this practice lab: Real Estate FundamentalsHow to Read a Commercial Real Estate AppraisalWho should take this practice lab? This practice lab is perfect for any aspiring credit analyst working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.

Rocky Mountain Holdings Ltd. – Commercial Mortgage Overview In this guided-learning practice lab, you will step into the role of a credit analyst and work with a prospect looking for indicative commercial mortgage terms for a proposed office property acquisition. You will review the components of the due diligence package, including documents such as a Purchase & Sale Agreement, an Offer to Lease, a rent roll, a restricted-use appraisal report, and the vendor’s historical financial statements. We’ll also work through some assessment tools to support your analysis of the credit request, including a rent roll summary, a commercial mortgage calculator, and a risk rating and profitability model. Recommended Prerequisites We recommend you complete the following courses before taking this practice lab: Real Estate FundamentalsCommercial MortgageWho Should Take This Practice Lab? This practice lab is perfect for any aspiring credit analyst working in real estate, underwriting, commercial lending, corporate credit analysis, and other areas of credit evaluation.

Taught by an instructor with decades of experience in lending and credit asset management, this Professional Certificate program equips analysts with the skills they need to advance in the credit risk management field. Find out if you are destined for a career in credit risk analysis with our introductory pricing. Take the first step to a Professional Certificate from the New York Institute of Finance for only $149. Access the first module from Course 1 for free and get introduced to risk management and credit principles. If you decide to advance through the subsequent courses the price will gradually increase by small increments leading you to the final mastery exam and a full Certificate. The total cost for the Professional Certificate is $1,549. Our introductory pricing allows students a low-risk, low-cost way to consider whether Credit Risk is the right career path before deciding to progress. In this professional certificate program, you will gain a solid grounding in credit risk fundamentals with the tools and techniques required to perform a credit analysis utilizing analytical tools to project future performance. This professional certificate is comprised of 4 courses and a final examination: Risk Management and Credit Principles Ratio Analysis Cash Flow Analysis Projections and Structuring Companies use debt for many purposes, including funding for fixed assets, working capital, growth, and investments. The purpose of this professional certificate is to analyze corporate borrowers across broad industry groups to determine whether they are creditworthy and financially stable. In doing so, you’ll gain a deep understanding of the importance of stable and consistent cash flows. To drive concepts home, you will learn how to prepare financial projections and make recommendations about possible financing structures based on financial condition, performance and projections. You will also learn how to structure new debt facilities or funding arrangements based on assessment of risks, projections and outlook. The final course in the program will be the Professional Certification Exam. Those participants who pass the examination will receive a Credit and Credit Risk Analysis Professional Certificate from the New York Institute of Finance (NYIF). An NYIF certificate is a valuable addition to your credentials, proving that you have acquired the work-ready skills that employers value. Free Preview! Access the first module from Course 1 for free. For full course access, upgrade to a verified certificate. NOTE: Completing all 4 parts and then taking the Professional Certificate Examination is MANDATORY to achieve both the NYIF Certificate of Mastery and the edX Professional Certificate in Credit and Credit Risk Analysis. A verified learner must pass all courses in the program with a minimum grade of 70% to earn a Professional Certificate for Credit and Credit Risk Analysis. CPE Credits: 35

Credit and Counterparty Credit Risk Overview“Credit and Counterparty Credit Risk” is designed to provide financial professionals with the expertise needed to effectively assess and manage credit risk within financial institutions. The course covers both borrower and counterparty credit risk, providing a comprehensive understanding of how to measure potential losses.Learners will gain hands-on experience through Excel-based exercises, where they will calculate Expected Loss (EL) using Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD). The course also covers essential counterparty credit risk metrics such as Expected Future Exposure (EFE), Expected Exposure (EE), and Potential Future Exposure (PFE), with practical demonstrations to enhance understanding. By the end of the course, participants will be able to confidently apply these techniques to measure credit risk across various financial transactions.Credit and Counterparty Credit Risk Learning ObjectivesCompare and contrast borrower credit risk and counterparty credit riskMeasure borrower credit risk by calculating Expected Loss (EL) using Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD)Calculate the common counterparty credit risk metrics, namely Expected Future Exposure (EFE), Expected Exposure (EE), and Potential Future Exposure (PFE)List the various risk mitigation techniques for managing both borrower and counterparty credit riskWho Should Take This Course?This course is ideal for financial professionals, risk managers, analysts, and banking professionals who are involved in credit risk assessment, risk management, or financial market transactions. It is also highly beneficial for those looking to deepen their understanding of credit and counterparty risk management techniques, and for individuals preparing for roles that require expertise in assessing and mitigating credit risks within financial institutions.Recommended PrerequisitesMath for Finance ProfessionalsIntroduction to Risk Management5 C’s of CreditDerivatives Fundamentals

Learn everything you need to know about how your credit score works and how to improve it! What you'll learn: A complete understanding of the credit score calculationKnowing who calculates your credit scoreDifferent ways to boost your credit scoreHow to build or rebuild creditHow your credit score can save you thousands of dollarsHow to make your credit score work for you Do you know how your credit score actually works? Did you know that a bad credit score can cost you thousands of dollars? Neither do most people, until they find out the hard way… Information on credit scores isn’t widely taught, even though it’s one of the most important parts of personal finance. And you probably know your credit score is something you should know about, but you’ve just never set aside the time to look into it. Well it’s time to take action. Presenting Credit Score 101: How Personal Credit Works A 1 HOUR COURSE that completely covers all the ins and outs of credit scores. I’m Huntly Mayo- my credit score is over 800 (in the best range possible), and I’m a personal finance blogger and lifestyle entrepreneur. One of my areas of expertise is credit scores, and I’ve put together this quick course to bring you up to speed on everything you need to know on the subject. What you’ll learn in this short but comprehensive class: ·How your credit score is calculated, and by who ·Proven Strategies to boost your credit score! ·How to check your credit score online, completely free ·How to potentially make your credit score work for you ·How to monitor your credit activity, completely free Sign up now to take control of your credit score, and avoid potentially having it cost you thousands of dollars down the line.

Learn How to Lower your bills and Raise Your FICO score What you'll learn: How to reestablish credit after a bankruptcy. •Understanding your credit reportsYour rights and the laws that govern credit reportsHow to maximize your credit score • We live in a time in which credit scoring, specifically FICO scoring, means everything.Your score determines when and if you can purchase a home, when and if you can obtain a credit card and at what interest rate, where you rent or where you live, how much your transportation will cost you, what type of employment you have and how much you pay for insurance.It is virtually impossible not to have your credit score affect you. You would literally have to be living off the grid for credit scoring to not affect you. Not many people can live off the grid.My point with this course is for everyone to be well informed about credit and credit scoring, especially the FICO method. As you will see, the truth will probably open most of your eyes.Even if you have great credit and a great credit score, you will benefit, sometimes immensely. Just by applying some of my principles, you could see your credit score go up significantly.

This eight-course Professional Certificate from IBM prepares you with job-ready skills for an entry level data analyst role. Position yourself competitively and power your data analyst career for a job in a thriving market or leverage foundational data skills to explore problems in an increasingly data-driven professional world. The U.S. Bureau of Labor Statistics projects a growth rate of 20% in the data analytics industry until 2028. You will learn the core principles of data analysis, participate in hands-on skills-based practice, and gain the knowledge to help companies make smarter business decisions. You will work with a variety of data sources, project scenarios, and data analysis tools, including Excel, SQL, Python, Jupyter Notebooks, and Cognos Analytics. These online learning tools will offer you practical experience with data manipulation and the application of analytical and data visualization techniques. This Professional Certificate does not require any prior programming or statistical skills, and is suitable for learners with or without college degrees. A willingness to learn, basic computer literacy, comfort working with numbers, high school math, and a desire to enrich your profile with valuable skills is all you need to get started in this course. With the IBM Data Analyst Professional Certificate you will develop the confidence and portfolio to begin a career as an associate or junior data analyst by learning the essential skills that help professionals in a wide range of job functions and industries explore business problems.

Clean up messy data, uncover patterns and insights, and communicate your findings. You'll start with an introduction to data analysis tools, including Jupyter Notebook, NumPy, pandas, and Matplotlib. Using these tools, you will ask questions about data and answer them through data collection, exploration, wrangling, and visualization. This intermediate-level program includes real-world projects where you will choose your own datasets, research questions, and analysis approach. As you progress through the program, each course will repeat the data analysis process while introducing more advanced techniques, such as applying data imputation to fill in missing data and applying appropriate encodings when developing data visualizations.

The goal of the Security Analyst Nanodegree Program is to equip students with the skills required to be successful in an analyst role.

The US Bureau of Labor Statistics projects a 23% increase in cybersecurity jobs to 2033. The demand for cybersecurity analysts is growing ever stronger! What do cybersecurity analysts do? Cybersecurity analysts protect an organization's digital assets by identifying, analyzing, and mitigating security threats, ensuring data and systems remain secure against cyberattacks. This IBM Cybersecurity Professional Certificate has been designed by industry experts to provide you with the job-ready cybersecurity and digital forensic skills you need to jumpstart your cybersecurity career. No prior cybersecurity experience is required. To begin, you’ll build your foundational knowledge of cybersecurity essentials, tools, and technologies, operating systems, networking fundamentals, and the basics of cyberattacks. You’ll explore database fundamentals and vulnerabilities and learn about the steps a cybersecurity analyst would take to prevent, manage, and mitigate cybersecurity attacks. Plus, you’ll learn about cybersecurity architecture, compliance frameworks, standards, and regulations. You’ll also explore gen AI for cybersecurity and build valuable skills and hands-on experience in penetration testing, incident response, forensics, and threat intelligence. You’ll work on real-world projects developing cybersecurity plans and compliance frameworks, giving you great practical work to talk about in interviews. Plus, you’ll use real-world case studies that demonstrate that you can: Apply incident response methodologies and forensics practices. Use industry-specific security tools. Apply cybersecurity industry standards and best practices that mitigate risks, enhance security, and ensure compliance through audit processes. Use gen AI tools to boost cybersecurity effectiveness and productivity. Investigate a real-world security breach by identifying the attack, vulnerabilities, costs, and prevention. Take advantage of the insights provided by seasoned industry experts to guide your job search, resume creation, and Interviewing to help you land your first cybersecurity role. This program will also prepare you to take and earn a 30% discount on the CompTIA Security+ and CySA+ certification exams. After successfully completing this program, you’ll have an industry-recognized IBM Professional Certificate that you can add to your resume and portfolio. If you’re looking to kickstart your cybersecurity career as a sought-after analyst, ENROLL TODAY, and look forward to being job-ready in less than 6 months!

Understand Data Security What you'll learn: Deep knowledge of organization’s IT Systems.IT Security threat analysis and management.IT Security maintenance, training and supportIT security fixes, tools, countermeasures, testing plus upgrade paths This course is designed for anyone who wants to understand the analysis of data security. More than ever, information security analysts are needed to rescue companies when they have been hacked or breached, as well as to put in place controls and counter-measures to avert cyber attacks.Gain the skills required to detect and mitigate information and cyber security threats and vulnerabilities. The security analyst role is an entry point to many other security specialties and is highly in-demand in today’s evolving threat environment.In the fast moving world of cyber security, with new threats evolving daily, up to date knowledge and skills that involves protecting systems and networks of companies and other assets containing mission-critical data as well as designing and developing new security solutions routinely to stay ahead of the hackers and cyber attackers.Learn the essential prerequisites for your career success! ENROLL TODAY!

Step into the fast-growing world of data analytics with the Data Analyst program. This comprehensive, beginner-friendly series of courses from Microsoft will equip you with essential skills to collect, clean, model, and visualize data using Power BI—a leading business intelligence platform. Through hands-on projects and interactive lessons, you’ll learn how to turn raw data into actionable insights, build compelling dashboards, and effectively communicate trends and findings to stakeholders. Whether you're aiming to launch a new career in data analysis or upskill in your current role, this program offers the practical knowledge and tools to succeed in today’s data-driven job market.

This Precalculus credit recovery course may be able to provide a way to earn credit for students who have failed their course. Short, engaging video lessons are paired with practice quizzes to test and reinforce the precalculus concepts you've just reviewed.

Credit plays an important role in the lives of many individuals; it’s also a key source of funding for businesses making capital expenditures (CAPEX). In this course, we discuss important lending topics like the difference between traditional loans and trade credit, different types of interest, different types of loans, where collateral security fits in, and how to build an amortization schedule for reducing term debt. We cover an overview of the 5 Cs of Credit framework and how it may influence different loan characteristics before diving into some qualitative assessment tools and a list of the key financial ratios that an analyst would look at when evaluating a company’s creditworthiness. We also take a step back to look at the credit landscape to help learners understand what kinds of career opportunities exist for aspiring credit professionals. Upon completing this course, you will be able to: • Define what credit is and how it’s created. • Identify some of the different career opportunities available to credit professionals. • Compare different types of interest payments and loan characteristics to help inform an appropriate credit structure. • Explain what capital expenditure (or CAPEX) is and how debt financing can support it. • Explain the 5 Cs of Credit framework and how it informs risk assessments. • Identify the important qualitative and quantitative techniques, including key financial ratios used in the risk assessment process. This Fundamentals of Credit course is perfect for any aspiring or early-stage credit professionals, including business and commercial bankers, credit analysts, real estate lenders, equipment finance, loan & mortgage brokers, and other private (non-bank) lenders.

This Chemistry credit recovery course may be able to provide a way to earn credit for students who have failed their course. Short, engaging video lessons are paired with practice quizzes to test and reinforce the chemistry concepts you've just reviewed.