Collections Representative - Hybrid
Job
TEKsystems
Remote
$48,360 Salary, Full-Time
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Job Description
Collections Representative Location:
Washington, DC (Training) | Hybrid after 6 monthsSchedule:
8:00 AM - 5:00PM Employment Type:
Contract-to-Hire (120 days) Position Overview The Collections Representative plays a key role in protecting organizational assets by managing delinquent loan accounts, collecting overdue payments, and recovering collateral when necessary. This role requires strict adherence to all regulatory requirements, including BSA/AML , Loan Policies , and Fair Lending guidelines . You will work directly with members, internal teams, and external agencies to resolve delinquencies and maintain account accuracy. Key Responsibilities Monitor and manage daily Overdraft Privilege Program (ODP) reports. Resolve internal and external ODP-related inquiries promptly. Collaborate with members and Collections Agencies to set up Fresh Starts and maintain accounts. Process charge-offs and escalate significant concerns to the Collections Manager. Contact delinquent accounts via phone and mail to bring loans current. Counsel members using organizational policies and the Fair Debt Collections Practices Act (FDCPA) . Analyze borrower financial situations to determine hardship modification options. Collect on returned checks, delinquent property taxes, and negative share accounts. Submit delinquency loan activity reports to the supervisor. Work through the daily overdraft list and partner with customers on payment solutions. Provide information on banking products and assist branches with account issue resolution. Essential Skills Minimum 1 year of banking collections experience , preferably in consumer lending. Ability to work on a computer throughout the day. Collections experience is required. Additional Skills & Qualifications Previous banking or credit union experience. Strong phone communication skills and comfort with direct conversations. Ability to navigate computer systems and access customer accounts efficiently. Must be willing to complete required assessments. Why Work Here Competitive benefits including 401(k) match , pension plan , and comprehensive medical, pharmacy, vision, and dental coverage . Affordable healthcare options. Hybrid work schedule available after 6 months (alternating office/remote). Upon conversion to full-time, employees receive 8 hours of PTO . Work Environment & Training Standard schedule: 8:00 AM - 5:00 PM . Contract-to-hire role with a 120-day initial contract. Training held in Washington, DC , including: One-day orientation Seven-day new hire training program Additional training as needed Parking is not provided; however, Reston staff receive up to $15/day reimbursement for commuting during training. Job Type & Location This is a Contract to Hire position based out of Reston, VA. Pay and Benefits The pay range for this position is $21.50 - $25.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:- Medical, dental & vision
- Critical Illness, Accident, and Hospital
- 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
- Life Insurance (Voluntary Life & AD&D for the employee and dependents)
- Short and long-term disability
- Health Spending Account (HSA)
- Transportation benefits
- Employee Assistance Program
- Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully onsite position in Reston,VA.
San Francisco Fair Chance Ordinance:
Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.Massachusetts Lie Detector:
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.Similar remote jobs
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