Ag Portfolio Manager

BASIC PURPOSE OF POSITION

Based in Macon, MS, the Agricultural Portfolio Manager manages the technical administration and health of a specialized loan portfolio across Mississippi and Alabama. Reporting to the FSA Coordinator , the role ensures strict regulatory compliance for FSA-guaranteed and conventional loans —specifically within the poultry, catfish, and row crop sectors—to mitigate credit risk and preserve federal guarantees.

DUTIES OF POSITION I. FSA

Portfolio Servicing Compliance:

Maintain 100% guarantee retention through rigorous lifecycle servicing of Farm Ownership and Operating loans.

Reporting:

Execute timely submissions of FSA-2241 and

FSA-2248

reports via

USDA LINC/GLS.

Servicing Actions:

Prepare documentation for subordinations, collateral releases, and debt restructures (FSA-2231).

Audit Readiness:

Ensure all loan files, AD-1026 forms, and environmental due diligence meet annual review standards. II.

Commodity-Specific Oversight Poultry:

Monitor integrator grower contracts and manage mandated facility upgrades per FSA terms.

Catfish:

Track pond inventories and align repayment schedules with regional harvest cycles.

Row Crops:

Verify crop insurance compliance and audit Actual Production History (APH) against projections. III.

Conventional Loan & Risk Management Lien Perfection:

Protect first-priority positions via UCC-1 renewals and EFS filings in MS and AL.

Asset Monitoring:

Manage borrowing base certificates and track "burn rates" on seasonal operating lines.

Financial Analysis:

Use FINPACK to perform "Actual vs. Projected" cash flow reviews and identify early-warning credit deterioration.

Inspections:

Conduct annual on-farm inspections of equipment, livestock, and crop progress.

QUALIFICATIONS, EXPERIENCE & SKILLS

Education:

Bachelor's degree in Agribusiness, Finance, or related field (or equivalent experience).

Experience:

3-5 years in agricultural credit, portfolio management, or loan servicing.

Technical:

Deep knowledge of

USDA FSA 2-FLP

Handbook and proficiency in FINPACK and

LINC/GLS

.

Regional Knowledge:

Familiarity with Southeastern commodities and biosecurity (HPAI) standards. BankFirst is an EO employer- M/F/Veteran/Disability Ag Portfolio Manager 3.4 3.4 out of 5 stars 3159 Jefferson Street, Macon, MS 39341 Full-time BankFirst Financial Services 16 reviews Full-time

BASIC PURPOSE OF POSITION

Based in Macon, MS, the Agricultural Portfolio Manager manages the technical administration and health of a specialized loan portfolio across Mississippi and Alabama. Reporting to the FSA Coordinator , the role ensures strict regulatory compliance for FSA-guaranteed and conventional loans —specifically within the poultry, catfish, and row crop sectors—to mitigate credit risk and preserve federal guarantees.

DUTIES OF POSITION I. FSA

Portfolio Servicing Compliance:

Maintain 100% guarantee retention through rigorous lifecycle servicing of Farm Ownership and Operating loans.

Reporting:

Execute timely submissions of FSA-2241 and

FSA-2248

reports via

USDA LINC/GLS.

Servicing Actions:

Prepare documentation for subordinations, collateral releases, and debt restructures (FSA-2231).

Audit Readiness:

Ensure all loan files, AD-1026 forms, and environmental due diligence meet annual review standards. II.

Commodity-Specific Oversight Poultry:

Monitor integrator grower contracts and manage mandated facility upgrades per FSA terms.

Catfish:

Track pond inventories and align repayment schedules with regional harvest cycles.

Row Crops:

Verify crop insurance compliance and audit Actual Production History (APH) against projections. III.

Conventional Loan & Risk Management Lien Perfection:

Protect first-priority positions via UCC-1 renewals and EFS filings in MS and AL.

Asset Monitoring:

Manage borrowing base certificates and track "burn rates" on seasonal operating lines.

Financial Analysis:

Use FINPACK to perform "Actual vs. Projected" cash flow reviews and identify early-warning credit deterioration.

Inspections:

Conduct annual on-farm inspections of equipment, livestock, and crop progress.

QUALIFICATIONS, EXPERIENCE & SKILLS

Education:

Bachelor's degree in Agribusiness, Finance, or related field (or equivalent experience).

Experience:

3-5 years in agricultural credit, portfolio management, or loan servicing.

Technical:

Deep knowledge of

USDA FSA 2-FLP

Handbook and proficiency in FINPACK and

LINC/GLS

.

Regional Knowledge:

Familiarity with Southeastern commodities and biosecurity (HPAI) standards. BankFirst is an EO employer- M/F/Veteran/Disability