Principal, Business Consulting - Payments Transformation

Infosys Consulting's Financial Services practice is seeking a seasoned Payments Transformation professional to lead a strategic Payments Modernization initiative focused on High-Value Payments (HVP) for a Tier-1 financial institution. This is a high-impact role involving the replacement of legacy systems with a COTS product, and the forward engineering of a rail-agnostic capabilities on an microservices platform with suitable agentic AI interventions that supports future-ready payment flows. The ideal candidate will bring deep domain expertise in high-value payments, strong program leadership experience, and a proven track record of delivering complex transformation programs in regulated environments.

Key Responsibilities:

Lead end-to-end delivery of the Payments Modernization program, ensuring alignment with business goals and regulatory requirements. Drive the legacy platform replacement with a scalable, secure, and compliant COTS solution. Architect and oversee the development of a rail-agnostic payment capability that supports

SWIFT, RTP, ISO

20022, and emerging rails. Collaborate with cross-functional teams including product, engineering, compliance, and client stakeholders. Manage program governance, risk mitigation, and stakeholder communication across multiple geographies. Ensure seamless integration with existing infrastructure and future-proofing of payment capabilities. Track KPIs, manage budgets, and ensure timely delivery with high quality.

Required Qualifications:

7+ years of experience in payments domain, with at least 5 years in program management roles. Strong understanding of High-Value Payments, ISO 20022, SWIFT, Fedwire, and CHIPS. Experience with COTS product implementations in financial services (e.g., FIS, Finastra, Volante, ACI). Proven ability to lead large-scale transformation programs in complex environments. Excellent stakeholder management and communication skills. Familiarity with rail-agnostic architecture principles and modern payment ecosystems. PMP or equivalent certification preferred. Ability to travel extensively. Candidates authorized to work for any employer in the United States without employer-based visa sponsorship are welcome to apply. Infosys is unable to provide immigration sponsorship for this role at this time.

Preferred Attributes:

Experience working with North American banks or securities firms. Exposure to cloud-native payment platforms and API-led modernization. Ability to operate in a fast-paced, high-growth environment with minimal supervision. The estimated total annual compensation (base + bonus) range for candidates based out on

NJ, IL, NY, CA & WA

will be $154,375 to $193,125