Underwriting Manager

Underwriting Manager Carlsbad, CA Job Details Full-time $75,000

• $112,000 a year 1 day ago Benefits Health savings account Health insurance Dental insurance 401(k) Paid time off Vision insurance Professional development assistance Life insurance Referral program Qualifications Client onboarding Operations management Underwriting 5 years Bachelor's degree in finance Regulatory compliance Risk mitigation strategy implementation Improving operational efficiency Bachelor's degree in business administration Finance Team development Analysis skills Bachelor's degree Continuous improvement Decision making Mentoring Business Administration Training & development Senior level Training Cross-functional collaboration Business Leadership Team motivation (leadership skill) Communication skills Stakeholder relationship building Cross-functional communication Stakeholder management

Full Job Description Overview:

We are currently seeking a highly skilled and proactive Underwriting Manager with a strong background in BaaS services to join our fintech company. The ideal candidate will have extensive experience in underwriting, a keen eye for operational detail, and the capability to think on their feet in a dynamic environment. This hands-on management role involves overseeing the underwriting process, making critical decisions, and implementing strategies to mitigate risks while supporting business growth. If you are a decisive leader with a track record of making things happen in the merchant processing space, we invite you to apply.

Responsibilities:

• Underwriting Leadership:

• Lead the underwriting team, ensuring efficient and effective assessment of new and existing merchant applications in compliance with internal policies and industry regulations.

• Risk Management:

• Develop and enforce underwriting criteria that balance risk and reward, employing a deep understanding of the merchant services industry to identify potential issues before they arise.

• Operational Excellence:

• Maintain a keen attention to operational detail, optimizing underwriting processes for speed, efficiency, and accuracy.

• Decision Making:

• Exercise sound judgment in the approval or rejection of applications, thinking on your feet to make quick, informed decisions that impact the company's risk exposure and profitability.

• Merchant Service Experience:

• Utilize your experience to understand the nuances and unique challenges of the industry, guiding your team in making well-informed decisions.

• Cross-Functional Collaboration:

• Work closely with sales, compliance, and operations teams to ensure a seamless process for onboarding new clients and managing ongoing relationships.

• Training and Development:

• Mentor and develop the underwriting team, fostering an environment of continuous improvement and professional growth.

Qualifications:

• Bachelor's degree in Finance, Business Administration, or a related field; advanced degree preferred.
• Minimum of 5 years of experience in underwriting within underwriting.
• Proven leadership skills with the ability to manage and motivate a team.
• Strong analytical and decision-making capabilities with a focus on detail and operational efficiency.
• Excellent interpersonal and communication skills, capable of working with cross-functional teams and managing relationships with internal and external stakeholders.
• Familiarity with industry regulations and compliance standards.
• Ability to adapt to a rapidly changing business environment and make decisions under pressure.

What We Offer:

• The opportunity to lead and shape the underwriting function within a dynamic fintech company.
• A challenging and rewarding role that directly impacts the company's success and growth.
• Competitive salary, benefits, and opportunities for professional development.
• A collaborative work environment that values innovation and teamwork.

How to

Apply:

Qualified candidates are encouraged to apply by submitting their resume and a cover letter detailing their experience in merchant services underwriting and why they are the best fit for this role. Join our team and play a pivotal role in the success of our fintech company. Apply today!

Job Type:

Full-time Pay:

$75,000.00

• $112,000.

00 per year

Benefits:

401(k) Dental insurance Health insurance Health savings account Life insurance Paid time off Professional development assistance Referral program Vision insurance

Work Location:

Hybrid remote in Carlsbad, CA 92008