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Operations Officer
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AppleOne
Los Altos, CA (In Person)
$92,500 Salary, Full-Time
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Job Description
Job Summary We are seeking an experienced Operations Officer to support deposit and payments operations for a growing banking and consumer lending organization in Los Altos, CA. This direct hire opportunity is ideal for a banking operations professional who enjoys building strong processes, improving workflows, supporting compliance, and helping scale a high-performing operations function. The Operations Officer will play a hands-on role in managing payment operations, deposit processes, transaction settlement, exceptions, and internal controls. This position offers strong visibility across operations, compliance, risk, treasury, and technology functions, making it a great fit for someone who wants to make a measurable impact in a collaborative and forward-thinking banking environment. This is an excellent opportunity to join a team that values accuracy, accountability, process improvement, and professional growth. Candidates can expect a supportive leadership environment, cross-functional collaboration, and the opportunity to contribute to the foundation of modern banking operations. Key Responsibilities
- Manage daily deposit and payment operations, including ACH, Fedwire, check clearing, card settlement, transaction processing, and related operational workflows.
- Design, document, and improve scalable banking operations processes that support growth, accuracy, compliance, and operational efficiency.
- Monitor transactions, exceptions, disputes, chargebacks, and settlement issues to ensure timely and accurate resolution.
- Partner with compliance, risk, treasury, technology, and internal business teams to strengthen controls, reduce risk, and support regulatory requirements.
- Train and support internal teams on operational procedures, payment systems, workflows, controls, and compliance expectations.
- Maintain audit readiness by supporting documentation, internal controls, risk reviews, and process evaluations. Compensation and Benefits
- Salary range: $85,000 to $100,000 per year.
- Job type: Direct hire.
Location:
Los Altos, CA.- Full Benefits Package.