Foreign Exchange Payment Operations Specialist

The Electronic Payments Operations team is responsible for the accurate, secure and timely execution of money movement in and out of the bank, including ACH , Wire Transfers and Instant Payments. The team ensures regulatory compliance, manages daily reconciliation and mitigates operational risks associated with payments. As the FX Payment Operations Specialist, you will have responsibility and oversight for post-trade currency transactions, ensuring accurate and timely settlement and compliance for UMB and our clients. This is a subset of the overall responsibilities which will include leading and participating in multiple projects & initiatives assigned by Bank Operations leadership. This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area. However, the remote location must be within the US. How you will spend your time: + Transaction Processing & Settlement + Oversight of incoming and outgoing FX payments across multiple currencies and settlement systems + Oversight of trade details that are entered into the bank's operations system in alignment with front-office confirmations. + Ensure timely settlement of FX spot, forward, swap, and option transactions. + Reconciliation & Investigations + Perform daily reconciliations of nostro/vostro accounts and investigate discrepancies. + Resolve settlement failures, payment delays, and trade breaks in coordination with counterparties, custodians, and internal teams. + Maintain accurate records for audit and regulatory purposes. + Compliance & Risk Control + Ensure adherence to internal risk controls, operational procedures, and anti-money laundering ( AML ) / sanctions screening requirements. + Escalate unusual activity or potential fraud to compliance and management promptly. + Support compliance with global regulatory reporting requirements. + Client & Internal Support + Provide operational support to corporate and institutional business parnters & clients for FX transactions. + Liaise with front-office traders, relationship managers, and treasury teams to ensure smooth trade execution. + Address client inquiries regarding payment status, transaction charges, and settlement timelines. + Prepare and present reports on foreign exchange activities for presentations to senior & executive management. + Develop and maintain relatio To view full details and how to apply, please login or create a Job Seeker account