Job Description
Position Description:
Job Title:
Chief Financial Officer Department/Location:
Accounting/Salida, CO Primary Supervisor:
Chief Executive Officer Secondary Supervisor(s): N/A FLSA
Classification:
Exempt Salary Grade:
$155,000 - $234,000 (annual) ________________________________________ Position Summary:
Responsible for supervision and oversight of the Organization's finance and accounting functions, including financial reporting, general accounting, accounts payable, payroll, interest rate risk, investments and treasury management as well as shareholder relations. This is a supervisory role. ________________________________________ Duties and Responsibilities:
Supervise Vice President of Finance / Controller and accounting operations. Participate in a leadership and financial advisory role in the strategic planning for High Country Bancorp, Inc. and High Country Bank. Oversee and direct resultant budgeting and financial forecasting for the organization, including analysis of results. Develop and ensure compliance with accounting policies and procedures for High Country Bancorp, Inc. and High Country Bank. Ensure accurate, relevant and timely financial reporting and/or analysis, as required or deemed necessary or prudent, for management, the Board of Directors, applicable regulatory agencies or shareholders of the organization. Develop and maintain accounting systems, policies and procedures to ensure proper internal controls as well as compliance with accounting principles generally accepted in the United States of America (GAAP) and applicable regulatory accounting principles (RAP). Participate in a leadership role for measuring, reporting and managing the overall capital, liquidity and interest rate management of the Bank. Develop systems, including those engaged to be provided by third party service providers, to measure these risks and develop analysis and measurement reports thereon. Act as primary liaison with brokers and investment advisors to purchase or sell investment securities and direct the management of the Bank's investment portfolio with Bank policy guidelines, liquidity needs, etc. Act as participating member of the Bank's internal Loan and Asset Classification Committees. Oversee preparation of the quarterly calculation of the adequacy of the Bank's Allowance for Credit losses. Act as primary liaison with the Company's external auditors, internal auditors and with regulatory agencies, as applicable, for financial and/or accounting-related issues. Act as liaison with the Company's stock transfer agent. Maintain equity compensation subsidiary records for the Company and ensure proper recordation of periodic grant, vesting and / or forfeiture of equity awards in stock transfer agent and financial records of the Company. Maintain federal and state corporate income tax records. Prepare or coordinate with third-party preparers for preparation of federal and state income tax returns, periodic reporting or statutory tax filings/forms, remittances, etc. Assist the President, Board of Directors and other members of management in the development and updating of Company policies to ensure prudent application of GAAP, sound operational controls as well as regulatory compliance. Act as liaison with third party lenders, correspondent financial institutions and assigned service providers, including, but not limited to, the Federal Reserve Bank, FHLBank and the Bank's application system provider. Monitor the organization's accounting and financial record retention policies and procedures. Other Duties as Assigned. ________________________________________ Soft Skills (Interpersonal & Professional): Excellent verbal and written communication skills. Excellent math skills. Trustworthiness and the ability to act with integrity. Excellent customer service and interpersonal skills. Ability to work independently and as part of a team. Strong organizational and time management skills. High level of integrity and confidentiality. Knowledge of general financial accounting and cost accounting Understanding of and the ability to apply and adhere to generally accepted accounting principles. ________________________________________ Cognitive & Technical Skills:
Proficient in Microsoft Office Suite (Word, Excel, Outlook, etc.). Comfortable using industry-specific software or tools. Familiarity with standard office equipment (phones, copiers, scanners). Ability to learn and apply new technologies or systems quickly. Proficiency with a 10-key adding machine is preferred. ________________________________________ Education and Experience:
Bachelor's degree required or equivalent experience in finance/accounting. At least three years of related field or banking experience is preferred. Financial institution accounting experience in a financial reporting and analysis capacity is preferred. At least three years of supervisory experience is preferred. ________________________________________ Physical & Other Abilities:
Must be able to lift up to 50 pounds at times. Ability to sit or stand for extended periods. Must maintain professional appearance and dress code standards. Willingness to work flexible hours, including evenings or weekends, if required. Reliable transportation (if travel or multi-location coverage is necessary). ________________________________________ Work Environment:
This position operates in a professional office environment and requires interaction with customers, staff, and leadership. The role may require occasional extended hours and weekend availability, particularly during staffing shortages or peak periods. ________________________________________ Benefits:
Paid time Off Sick Time Off Medical, Dental, and Vision Cell phone Reimbursement (if opting to use personal device for work) $35,000 Employer Paid Life Insurance Policy Voluntary Life, STD, LTD, and other supplemental benefit options. Flexible Spending Account (FSA), Health Savings Account (HSA) Must Enroll into Medical Plan for Eligibility. 401k Employee Stock Ownership Plan ________________________________________ Qualifications:
Must meet FDIC standards and Bank requirements; must comply with all company policies, including its handbook, and maintain the ability to meet like standards and requirements throughout term of employment. ________________________________________ Affirmative Action Program / Equal Opportunity Statement:
It is the policy of High Country Bank not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, or because he or she is an individual with a disability or disabled veteran, Armed Forces service medal veteran, recently separated veteran, or active duty wartime or campaign badge veteran, or thereinafter referred collectively as "protected veterans." It is also the policy of High Country Bank to take affirmative action to employ and to advance in employment, all persons regardless of their status as individuals with disabilities or protected veterans, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation, and selection for training, including apprenticeship, at all levels of employment. Furthermore, the company will provide qualified applicants and employees who request an accommodation due to a disability with reasonable accommodations, as required by law. High Country Bank prohibits harassment of employees and applicants because they are individuals with disabilities or protected veterans. High Country Bank also prohibits retaliation against employees and applicants for filing a complaint, opposing any discriminatory act or practice, assisting or participating in any manner in a review, investigation, or hearing or otherwise seeking to obtain their legal rights under any Federal, State, or local EEO law requiring equal employment opportunity for individuals with disabilities and protected veterans. Prohibited retaliation includes, but is not limited to, harassment, intimidation, threats, coercion or other adverse actions that might dissuade someone from asserting their rights. As CEO of High Country Bank, I am committed to the principles of affirmative action and equal employment opportunity. In order to ensure dissemination and implementation of equal employment opportunity and affirmative action throughout all levels of the company, Mercedes Jones has been assigned Vice President of Human Resources duties for High Country Bank. One of the Vice President of Human Resources' duties will be to establish and maintain an internal audit and reporting system to allow for effective measurement of High Country Bank's programs. In furtherance of High Country Bank's policy regarding affirmative action and equal employment opportunity, High Country Bank has developed a written Affirmative Action Program (AAP) which sets forth the policies, practices and procedures that High Country Bank is committed to in order to ensure that its policy of nondiscrimination and affirmative action for qualified individuals with disabilities and qualified protected veterans is accomplished. This AAP is available for inspection by any employee or applicant for employment upon request between 9:00am - 5:00pm at the Human Resources department. Any questions should be directed to me, your supervisor, or Mercedes Jones, Vice President of Human Resources. ____________________________________ Nicole Stotler CEO High Country Bank July 1, 2025