Disputes Investigator, Banking

Join us in building the future of finance. Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you're ready to be at the epicenter of this historic cultural and financial shift, keep reading. About the team + role We are building an elite team, applying frontier technologies to the world's biggest financial problems. We're looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn't a place for complacency, it's where ambitious people do the best work of their careers. We're a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards. The Dispute Operations team is responsible for resolving customer dispute issues and investigating complex situations while advocating for our customers and delivering a fair, empathetic experience. We work closely with Compliance, Fraud, Card Operations, and Customer Support to ensure disputes are handled accurately and in accordance with Regulation E and Regulation Z. The team focuses on protecting customers while maintaining regulatory compliance and operational accuracy. As a Disputes Investigator, you will serve as a subject matter expert in fraud and merchant disputes and applicable regulations. You will review escalated cases, investigate complex cardholder issues, and partner with internal teams to ensure timely and accurate resolution. In this role, you will analyze trends, identify potential product or process gaps, and contribute to strengthening dispute handling procedures. You will help ensure every investigation is thorough, compliant, and centered on a high-quality customer experience! Available Shifts Tuesday

• Saturday 10am-7pm CST This role is based in our Chicago, IL; Denver, CO; or Westlake, TX office(s), with in-person attendance expected at least 3 days per week.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams. What you'll do Investigate escalated fraud and merchant dispute cases in accordance with Regulation E and Regulation Z requirements Review customer account activity, transaction history, and supporting documentation to determine appropriate dispute outcomes Communicate clearly and professionally with internal partners to gather information and resolve complex cases Identify trends or recurring issues and share findings to support process improvements and reduce future disputes Maintain accurate case documentation and meet defined quality and timeliness standards What you bring 2+ years of experience resolving disputes, conducting investigations, or handling complex customer issues Working knowledge of financial products such as Visa, Mastercard, ACH, and ATM networks (e.g., MoneyPass) Strong analytical and problem-solving skills with the ability to apply structured guidelines to real-world scenarios Experience investigating fraud-related issues is a plus Experience supporting customers through written channels (e.g., email or chat) is a plus Familiarity with Salesforce or similar case management systems is a plus What we offer Challenging, high-impact work to grow your career. Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching. Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents. Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more. Employer-paid life & disability insurance, fertility benefits, and mental health benefits. Time off to recharge including company holidays, paid time off, sick time, parental leave, and more! Exceptional office experience with catered meals, events, and comfortable workspaces. In addition to the base pay range listed below, this role is also eligible for bonus opportunities + benefits. Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC) $23

• $27 USD Zone 2 (Denver, CO; Westlake, TX; Chicago, IL) $23
• $27 USD Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL) $22.10
• $26 USD Click here to learn more about our Total Rewards, which vary by region and entity.

If our mission energizes you and you're ready to build the future of finance, we look forward to seeing your application. Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.