UK Risk and Compliance Manager

UK Risk and Compliance Manager UK Risk and Compliance Manager Remote, United Kingdom | Compliance | Full-time Not your everyday company Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful. At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma. Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo. We're built as a lean, data-driven organization that relies on a common understating of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities. As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more. Awarded 'best workplace' Best Workplace and Best-Led Company by Inc. Magazine "World Changing" by Fast Company Recognized as a World Changing Idea by Fast Company Magazine Ranked #1 Home insurance in America Won best renters and homeowners insurance in America by US News, and others Best Pet Insurance in America Rated "Best Overall Pet Insurance" by Better Homes & Gardens Rated 4.9 ⭐ on the App Store Among the highest rated apps of all time What you're applying for We're looking for a Risk and Compliance Lead to help us build and maintain a best-in-class risk and compliance function as Lemonade grows in the UK and across Europe. This isn't a checkbox role. You'll work at the centre of how we manage regulatory relationships, shape internal risk frameworks, and advise teams across the business on what it means to operate responsibly in a fast-moving, AI-powered insurance company. You'll report into our EU Compliance and Risk management function holder and have real ownership of the UK Risk and Compliance operation from day one. We believe three things matter for every role at

Lemonade:

drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools. In this role you'll: Work closely with UK Branch Management and senior leaders across the Lemonade Group to keep compliance embedded in how we operate Design and implement UK-specific policies, processes, and procedures Maintain and evolve Lemonade's UK Risk Management and Internal Control Framework Monitor, assess, and report on compliance and risk to support the function holder Manage UK regulatory expectations, reporting obligations, and legislative change tracking Contribute to the planning and execution of company board meetings and UK Branch management committee sessions Advise Acquisition, Actuarial, Underwriting, Pricing, and Insurance product teams on applicable UK regulations What you'll need: A degree in UK or European law, or a closely related field 7+ years of experience in risk and compliance, corporate governance, or UK regulatory work Hands-on experience in a Solvency II (or Solvency UK)-regulated entity — insurance sector experience is a strong plus Familiarity with PRA and FCA regulatory frameworks, including GIPP, consumer rights, fair value, PROD4, AI regulation, and privacy Confidence working with senior management and board members Strong track record in regulatory reporting, executive-level analysis, and presentation preparation Ability to independently own and drive projects from start to finish Sharp attention to detail, with solid organisational and problem-solving skills Excellent written and verbal communication skills in English Genuine curiosity about AI and how it's transforming financial services — this isn't optional at Lemonade, it's core to how we work Things to know… Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.