Secondary Market Lock Desk Analyst

Location :

On site in location listed on job posting

Summary :

Provide quality, accurate and timely service to mortgage staff and establish and maintain relationships with loan officers.

Essential Duties and Responsibilities :

Rate Lock Management:

Process new rate locks, extensions, re-locks, and changes for mortgage loans in the Loan Origination System (LOS).

Pricing & Compliance:

Ensure all loans are locked accurately based on current, approved pricing, investor guidelines, and company policy.

Communication:

Serve as the primary point of contact for loan officers regarding rate lock inquiries, scenarios, and exceptions.

Market Monitoring:

Analyze daily market trends and provide data to support decision-making and optimal loan pricing.

Investor Support:

Assist with the pipeline of loans, coordinating between operations and secondary market counterparts for delivery.

Reporting:

Distribute daily rate sheets and reports on lock volume and pipeline activity.

Qualifications :

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree and 0-2 years of experience or equivalent combination of education and experience

COMPUTER AND OFFICE EQUIPMENT SKILLS

Microsoft Office Suite, Optimal Blue, Encompass About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.

FirstHorizon.com . Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.

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