Credit Analyst

Overview Working at Arkansas Federal Credit Union

GENERAL DESCRIPTION OF POSITION

Analyzes financial data to estimate degree of risk involved in extending credit or lending money to businesses or members.

ESSENTIAL DUTIES AND RESPONSIBILITIES 1.

Prepare financial statement spreads using financial statement analysis software. This duty is performed about 20% of the time.2. Utilized financial statement spreads to quantify member's personal, business, and global debt service abilities. This duty is performed about 20% of the time.3. Prepare narrative analysis of findings (including cash flow, collateral discussion, guarantor support, background information, market / industry data, financial ratios, etc.) and recommendations for lenders. This duty is performed about 40% of the time.4. Perform annual reviews of business credits in accordance with the credit union's policy. This duty is performed about 15% of the time.5. May assist, coordinate and attend loan committee meetings. This duty is performed about 5% of the time.6. Completes required BSA/AML training and other compliance training as assigned. This duty is performed annually.7. Perform any other related duties as required or assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE 4

year college degree 0-2 years in a specialized field (however acquired) such as accounting, marketing, business administration, finance, etc. Equivalent combination of education and experience will be considered. EEO Statement Arkansas Federal Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, gender, gender identity, sexual orientation, age, status as a protected veteran, among other things, or status as a qualified individual with disability.