Credit Analyst

Credit Analyst Yancey Bros. Co. - 3.2 Austell, GA Job Details 1 hour ago Benefits Profit sharing Wellness program Paid holidays Disability insurance Health insurance Dental insurance Flexible spending account Tuition reimbursement Vision insurance 401(k) matching Opportunities for advancement Life insurance Prescription drug insurance Qualifications Basic math High school diploma or GED Client management Data interpretation

Full Job Description Who We Are:

From Georgia. For Georgia. Since 1914 Yancey Bros. Co. has proudly served as the authorized Caterpillar equipment dealer for Georgia, providing our customers with the highest quality sales, parts and service. From Caterpillar heavy and compact construction equipment to on-highway trucks, we remain committed to learning more about our customers, offering equipment and support to keep up with their changing needs. This all starts with our greatest asset…our employees.

What You Will Be Doing:

As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision.

Primary Responsibilities:

Process incoming credit applications and work with customers to ensure completeness of credit applications. Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more. Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio. Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders. Monitor parts and service queue and release orders based off of credit availability and risk to company. Approve and set credit limits, up to authorized amounts. Prepare file and forward recommendation to management for any account over the assigned authorization level. Initial set up and ongoing maintenance of accounts in

DBS/D365.

Collaborate with collection to ensure high risk accounts are being actively contacted. May maintain a limited number of accounts in a collections portfolio.

Additional Responsibilities:

Participate in required safety programs, and working in a safe manner Miscellaneous duties and reports as assigned by manager

Who We Are Looking For:

To be successful in this position you should have prior account management experience or training. Excellent customer service, organizational and communication skills are also required.

Education/Experience:

High school diploma required. Bachelor's degree from a four-year college or university preferred.

Required Qualifications/Skills:

Analytical thinking skills Mathematical skills Strong oral and written communication skills Strong customer service skills Demonstrated organizational skills including ability to work on multiple client portfolios at once

Preferred Qualifications/Skills:

NACM Affiliation/Certifications Billtrust experience Netnow experience D365 expereince Collection Automation Software experience Ability to speak, read, and write Spanish fluently

Values:

At Yancey Bros. Co, we are always looking to add people to our team who share our core values:

Safety:

We value the lives and health of our team and customers above all else.

Integrity:

We are ethical and trustworthy, demonstrate respect for others, and communicate truthfully and promptly.

Teamwork:

We work as one across our organization for the benefit of our customers.

Excellence:

We strive to be the best, continuously improving our customers' experience and the solutions we provide.

Sense of Urgency:

We respond quickly to customer needs and hold ourselves accountable for results. Ideal candidates will demonstrate the following values: Acting in a safe manner Exhibiting honesty and integrity Acting in a fair and ethical manner Team mentality Delivering quality results Embraces change / improvement Exhibiting superior customer service skills Exhibiting pride and ownership Working with a sense of urgency Exhibiting a winning attitude

What We Offer:

Yancey Bros Co offers a full benefits package that includes aggressive compensation levels, full medical, vision and dental coverage, employee wellness programs, paid vacations, and more.

Competitive Pay Structure Compensation:

Competitive Pay Individual Bonus Opportunities Available 401k Plan Strong Company Match Employee Profit Sharing Financial Wellness Coaching Employee Wellness Program Medical, Vision, Dental Insurance Prescription Drug Coverage Flexible Spending Accounts Short & Long Term Disability Group Life Insurance Personal Time Off Paid Holidays Paid Vacation Career Development Tuition Reimbursement Ongoing Training Advancement Opportunities Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://www.eeoc.gov/poster) notice from the Department of Labor.