Director of Enterprise Credit Risk

at First Interstate BancSystem in Boise, Idaho, United States Job Description •If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal. This position may be located at First Interstate Bank's offices in Billings, Colorado, Idaho, Iowa, Missouri, Montana, Nebraska, Oregon, South Dakota, Washington and Wyoming. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible. Generous Paid Time Off (PTO) in addition to paid federal holidays. Student debt employer repayment program. 401(k) retirement plan with a 6% match. The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it. We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Director of Enterprise Credit Risk is responsible for advancing the enterprise credit risk strategy, portfolio quality, and risk governance across all lending divisions. This position partners closely with the Chief Credit Officer to develop and execute credit policies, underwriting standards, and portfolio management routines that align with organizational objectives, regulatory expectations, and risk appetite. With a focus on disciplined execution, analytics, and collaboration, the Director strengthens risk management practices, supports prudent growth, and fosters a culture of accountability and continuous improvement.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Works in partnership with the Chief Credit Officer (CCO) to design and execute enterprise credit risk strategy. Provides direct, expert advisory support to the CCO on complex credit decisions, portfolio trends, and emerging risks. Serves as proxy in the CCO's absence, representing Credit leadership with senior management, committees, and regulators. Manages territory-based Senior Credit Officers to ensure localized credit risk management is consistent across the Bank's footprint. Oversees all aspects of small business lending, including production and operational support teams, such as credit underwriters. Acts as the primary conduit to Risk, Finance, Compliance, and Operations for enterprise credit governance and issue resolution. Supports talent management processes, including calibration, succession planning, and organizational design within Credit. Champions change initiatives that improve credit discipline, client experience, and employee experience. Enables the CCO to focus on strategic priorities by driving consistent execution of credit routines, governance, and remediation. Applies enterprise knowledge to ensure teams consistently execute policy, underwriting, and portfolio management expectations. Co-leads key credit meetings and offsites with the CCO, demonstrating a unified voice and mission. Engages with local teams to understand obstacles, prioritize them, and drive resolution. Oversees complex projects impacting the credit lifecycle, including originations, underwriting, monitoring, and problem loan management. Ensures adherence to regulatory requirements, credit policy, and risk management frameworks. Drives cross-line collaboration to identify and execute integrated credit solutions while maintaining risk appetite. Champions portfolio risk management initiatives by equipping teams with tools, insights, and routines that strengthen risk identification and mitigation. Leverages advanced analytics to inform strategic decisions, optimize underwriting and pricing guardrails, and identify portfolio risks and opportunities. Partners with product, digital, and operations teams to design data-driven enhancements that improve underwriting quality and operational efficiency. Monitors market trends and competitive intelligence to anticipate shifts and proactively adjust credit strategy. Facilitates alignment of performance metrics across lending lines to ensure accountability and transparency in credit execution. Oversees the development of dashboards and reporting frameworks that provide actionable insights to leadership and frontline credit teams. Supports enterprise-wide strategic planning by contributing expertise on concentration risk, stress testing, allowance... For full info follow application link. Our company is an equal opportunity employer. Employment here is based solely upon an individual's merit and qualifications directly related to the position. We do not discriminate on the basis of race, color, religion, national origin, ancestry, pregnancy status, sex, age, marital status, disability, medical condition, or any other characteristics protected by law. We make all reasonable accommodations to meet the obligations set forth under the Americans with Disabilities Act (ADA) and state disability laws. To view full details and how to apply, please login or create a Job Seeker account