Credit Analyst

Commercial Credit Analyst Location:

Chicago, IL (On-Site)

Compensation:

$80,000 - $110,000

Base Salary Benefits:

401(k) Match, Profit Sharing, Comprehensive Benefits Package About the Opportunity A well-established and growing community bank in the Chicago market is seeking a Commercial Credit Analyst to join its lending and credit team. This position has become available due to the relocation of a valued team member and offers an excellent opportunity for an analyst who enjoys working closely with commercial lenders and management in a collaborative banking environment. The bank is looking to move quickly and is actively interviewing qualified candidates. Responsibilities Analyze commercial loan requests and prepare detailed credit presentations. Evaluate borrower financial statements, tax returns, cash flow, and collateral. Assess credit risk and make recommendations regarding loan structure and approval. Perform financial spreading and ratio analysis. Monitor existing loan relationships and identify emerging credit concerns. Assist lenders with portfolio management and annual credit reviews. Ensure compliance with bank credit policies and regulatory requirements. Prepare written credit memorandums for management and loan committee review. Support commercial lending activities through thorough credit analysis and risk assessment. Qualifications 2-5 years of commercial credit analysis experience within a bank or financial institution. Strong understanding of commercial lending principles and credit risk analysis. Experience analyzing commercial real estate (CRE) and/or C&I loan relationships preferred. Ability to interpret financial statements, tax returns, and cash flow analyses. Strong written and verbal communication skills. Detail-oriented with excellent organizational and analytical abilities. Bachelor's degree in Finance, Accounting, Business, or a related field preferred. What We're Looking For The ideal candidate will possess a solid foundation in commercial credit analysis and be comfortable working in a fast-paced banking environment. This individual should be able to independently analyze credit relationships while partnering effectively with lenders and senior management.

Compensation & Benefits Base Salary:

$80,000 - $110,000 401(k) Match Profit Sharing Competitive Benefits Package Opportunity for career growth within a stable and respected community bank If you are looking to join a relationship-focused bank where your analytical skills will have a direct impact on lending decisions, I'd like to speak with you. For additional information on this opportunity contact Chris Popp directly at 316.241.2816. Resumes may be confidentially sent to chris.popp@gogpac.com.