Senior Underwriter/Chief Credit Officer

Senior Underwriter/Chief Credit Officer Marion, IL 62959 $80,000

• $120,000 a year
• Full-time $80,000
• $120,000 a year
• Full-time Job Overview We are seeking an experienced and dynamic Senior Underwriter/Chief Credit Officer to lead our credit risk assessment and underwriting strategies.

This pivotal role involves overseeing the entire credit approval process, developing comprehensive risk analysis frameworks, and ensuring the organization's lending practices align with industry standards and regulatory requirements. The ideal candidate will possess a strong financial acumen, exceptional analytical skills, and a proactive approach to risk management. As a key leader within our financial services team, you will drive strategic decision-making to optimize portfolio performance while maintaining rigorous credit standards. Responsibilities Lead the development and implementation of underwriting policies, procedures, and risk assessment models to evaluate creditworthiness effectively. Oversee the review and approval of loan applications, ensuring thorough analysis of borrower financials, cash flows, and collateral. Conduct detailed risk analysis by leveraging financial concepts such as financial modeling, forecasting, and quantitative research to inform credit decisions. Collaborate with cross-functional teams to gather data, perform comprehensive data collection, and utilize financial software for accurate analysis. Manage portfolio quality by monitoring loan performance, identifying potential fraud risks, and implementing fraud prevention and detection measures. Provide expert guidance on complex credit issues, including mortgage servicing, technical accounting considerations, and tax implications. Maintain compliance with banking regulations and industry standards while continuously refining underwriting criteria to adapt to market changes. Prepare detailed financial reports and documentation that support credit decisions and strategic planning initiatives. Foster a culture of continuous improvement by staying current with industry trends in financial services, equity research, and quantitative analysis. Experience Proven experience in underwriting within the financial services sector, with a strong background in credit analysis and risk management. Extensive knowledge of financial concepts including financial analysis, cash flow analysis, and financial modeling techniques. Demonstrated expertise in negotiation skills to structure deals that balance risk with opportunity effectively. Familiarity with loan origination processes, mortgage servicing practices, and loan processing systems. Hands-on experience utilizing financial software tools for quantitative research and data analysis. Strong understanding of banking operations, portfolio management strategies, technical accounting principles, and fraud detection methods. Prior experience in roles requiring forecasting accuracy, financial report writing, and comprehensive understanding of accounting standards. Ability to interpret complex financial data quickly while maintaining attention to detail in high-pressure environments. Join us as a Senior Underwriter/Chief Credit Officer to shape our credit strategy with confidence! Bring your expertise in risk assessment, financial analysis, and underwriting excellence to lead our organization toward sustainable growth while safeguarding our assets through rigorous evaluation practices. Your leadership will be instrumental in driving innovation within our credit processes—empowering us to serve clients responsibly while achieving strategic objectives!

Pay:

$80,000.00

• $120,000.

00 per year

Benefits:

401(k) Dental insurance Health insurance Paid time off Vision insurance

Work Location:

In person