Commercial Credit Officer II- Healthcare, Education, and Not for Profit

Commercial Credit Officer II

• Healthcare, Education, and Not for Profit New York, New York;Washington, District of Columbia; Richmond, Virginia; Baltimore, Maryland; Melville, New York; Charlotte, North Carolina
• To proceed with your application, you must be at least 18 years of age.
• Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/Commercial-Credit-Officer-II
• Healthcare
• Education
• and-Not-for-Profit\_26014525)
• Bank of America employees are required to meet all
• posting eligibility requirements
• prior to applying for any new position.
• Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/Commercial-Credit-Officer-II
• Healthcare
• Education
• and-Not-for-Profit\_26014525) Refer a friend
• To proceed with your application, you must be at least 18 years of age.
• Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/Commercial-Credit-Officer-II
• Healthcare
• Education
• and-Not-for-Profit\_26014525)
• Bank of America employees are required to meet all
• posting eligibility requirements
• prior to applying for any new position.
• Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/New-York/Commercial-Credit-Officer-II
• Healthcare
• Education
• and-Not-for-Profit\_26014525)

• Job Description:

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• _

Job Description:

_

• _This job is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship.

Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team._ _Bank of America's Healthcare Education and Not For Profit (HENFP) banking group is seeking a Credit Office

II. HENFP

is part of the Commercial Bank and supports the financial needs of a variety of 501c3 not for profit clients including healthcare, private universities, colleges and K-12 schools, cultural, professional and social service organizations._ _The Credit Officer II (CO II) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO II manages all of the ancillary credit exposure to clients. The CO II maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market._

• _

Responsibilities:

_

• + _Provides capital structure solutions_ + _Builds relationships with existing and prospective clients_ + _Manages the credit process for a portfolio of clients_ + _Negotiates credit documentation_ + _Leads the credit and risk approval processes_ + _Mentors and supports associates_
• _

Skills:

_

• + _Client Solutions Advisory_ + _Customer and Client Focus_ + _Capital Structure Consultant_ + _Account Management_ + _Financial Analysis_ + _Loan Structuring_ + _Risk Management_ + _Underwriting_ + _Credit Documentation Requirements_ + _Credit and Risk Assessment_ + _Decision Making_ + _Issue Management_ + _Analytical Thinking_ + _Coaching_ + _Collaboration_ + _Critical Thinking_
• _

Required Qualifications:

_

• + _10+ years of solid Commercial Banking Experience_ + _Experience in financial analysis, structuring, underwriting and portfolio management_ + _Analytical/technical skills, including financial accounting, modeling and loan structuring_ + _Strong communication skills; ability to communicate vertically, horizontally, and externally_ + _Industry knowledge across multiple sectors _
• _

Minimum Education Requirement:

_

• _BA/BS Degree Desired_

• Shift:

• 1st shift (United States of America)

• Hours Per Week:

• 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your

• "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) "
• poster.
• View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .
• Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse.

Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.