Director, Credit Risk -- Unsecured Consumer Loans, REMOTE or Omaha, NE

Director, Credit Risk -- Unsecured Consumer Loans, REMOTE or Omaha, NE At FNBO, our employees are the heart of our story-and we're committed to their success! Please see below the details of this career opportunity and how it fits into our organization's success.

Summary of the

Job:

The Director of Credit Risk will be responsible for creating, maintaining, and monitoring the credit risk strategies for Unsecured Installment loans of FNBO. This role requires the combination of excellent analytical expertise with strong business knowledge of unsecured loan products and clear communication of complex topics. Key tasks include completing analytical work to determine best in class credit strategies, moving projects forward through compliance and business review and approval. Additionally, the role involves managing sound UAT testing and creative problem solving for managing risk while maximizing partner and customer experience.

This role is located in Omaha, NE.This role is an individual contributor role.

About This Role:

The Director, Credit Management -- UCL role is a self-starter who has a deep understanding of advanced credit risk concepts, is able to put those concepts into practice, has or develops excellent knowledge of the FNBO data environment, and has a continuous improvement approach to their work, leading on-going change in the bank's credit risk methodologies.

Key Accountabilities include:

Manage the unsecured loans business within the approved risk appetiteDevelop, obtain approval, implement, and manage credit strategies for unsecured installment loan productsIndependently evaluate and analyze ongoing performance of portfolio/partners, including understanding of root cause for performance, and effectively manage improvement for underperformance and maximization for high performanceClear communication of complex analysis and strategy recommendationsStrong collaboration with cross functional stakeholders to move the unsecured installment loan business forwardWork closely with the Product, Technology and Business teams to ensure no issues with quality and or compliance of credit strategiesHave a holistic view of how partner, product, term, and channel impact expected credit performanceSupport on-going internal and external audits by maintaining strong documentationThe Ideal Candidate for

This Role:

Bachelor's degree in Statistics, Data Science, Mathematics, Finance, Business or related field; advanced degree preferred8+ years of experience in credit analytics, risk management, or a related field3+ years in analytical tools (e.g., SQL, Python)Demonstrated expertise in understanding and developing credit strategiesStrong knowledge of industry regulations and compliance requirementsExceptional communication and leadership skills, with the ability to influence stakeholders at all levels.

Ability to direct the resolution of highly complex or unusual business problemsProven track record of sound decision making practicesAbility to manage competing and at time complex priorities - experience in fast paced environments

Compensation:

Compensation range (base pay): $97,774.00-$166,216.00This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work remotely, offering you the freedom to contribute to our mission from wver you work best, without compromising on career growth or connection to our team. Regardless of your location, you'll be fully integrated into our team through robust digital collaboration tools and regular communication. The incumbent can work ...For full information see follow application link. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status.