Credit Analyst

Summary Job title:

Credit Analyst Job ID:

null

Department:

Carolina Credit Location:

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Description Summary:

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Reports to:

Credit Manager Minimum Qualifications:

Proficiency with MS Excel Excellent math skills Experience in credit and collections Excellent ability to read, write, and speak

English Preferred Qualifications:

College degree - will consider related experience in lieu of degree Strong negotiation skills Proficiency with Microsoft Office Suite software Detail oriented Ability to solve problems Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

Working Conditions:

Largely sedentary role in an office environment Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

Supervisory Responsibilities:

No Essential Job Functions:

Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager. Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager. Ability to review credit applications for credit granting, and establishing six figure credit limits. Escalating collection activities as required by business circumstances. Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects. Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager. Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers. Negotiating differences with customers and making arrangements for payment and dispute resolution. Presenting payment, status, plan, reports, and information to management for quarterly credit meetings. Maintaining professional relationships with Managers and external customers. CED is an Equal Opportunity Employer - Disability | Veteran