Job Description
Overview:
Responsible for supporting the origination, structuring, and execution of lending mandates within M&T's Financial Institutions Group with particular focus on Structured Finance. Primary Responsibilities:
Act as primary day-to-day contact for transaction execution support including financial statement analysis, cash flow valuation, industry research and marketing materials for clients and other internal / external stakeholders. Model and structure transactions across consumer and commercial asset classes, including auto, home improvement, solar, mortgage servicing and aircraft leasing. Drive conversations with clients, senior bankers, credit officers, underwriters, rating agencies, and attorneys. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities:
Incumbent will provide analytical and transaction execution support to grow FIG's lending book while maximizing DCM/ECM, Treasury Management, and Wilmington Trust fee opportunities for M&T. Works with limited supervision from senior bankers. Interaction with internal and external stakeholders. Supervisory/ Managerial Responsibilities:
Not Applicable. Education and Experience Required:
Bachelors Degree in related field. Three years related credit experience in (FIG/Specialty Finance or a related field (Investment Banking, Structured Finance, Credit Underwriting), sales preferred. Advanced computer skills and strong knowledge of Excel, Word and Power Point. Highly proficient in cash flow modeling. Financial analysis and knowledge of credit principles. Excellent communication and interpersonal skills with the ability to interact with all levels of personnel using diplomacy. Ability to sell effectively to prospects and clients. Excellent presentation skills. Education and Experience Preferred:
General knowledge of banking and the Bank's various commercial fee based products. Applied knowledge of Bank policies and procedures. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,400.00 - $197,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. Location New York, New York, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people's lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T's affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank's traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values - integrity, ownership, collaboration, curiosity, and candor - drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T's Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice
