Credit Analyst I

Credit Analyst Lawton, OK

LOCATION 501 SW C

Avenue Lawton, OK 73501 HOURS Full Time

ESSENTIAL DUTIES AND

RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Provide support to senior banking staff in the on-going credit evaluation of existing and prospective customers across the Commercial Banking Department. Besides contributing to the overall efforts of the commercial banking staff, this experience is intended to provide a broad exposure to all lending areas and develop the skills necessary to underwrite and manage credit relationships. As requested, specific duties may include: Spreading financial statements Preparing relationship, collateral, loan agreement compliance and profitability summaries Preparing industry research Preparing financial analysis memorandums Preparing loan memorandums Attending loan committee meeting to include presentation of credit requests Regular and consistent attendance and punctuality is an essential function of this position Other duties as directed by senior commercial banking staff Participate with senior banking staff in relationship maintenance and the on-going marketing, solicitation and negotiation of new business opportunities. This experience is intended help develop the knowledge skills and confidence necessary (i) to represent the bank (ii) to identify credit or treasury services opportunities (iii) to know what information to request to appropriately consider a business opportunity and (iv) for successful account relationships management.

These experiences may include:

Accounting or Finance Degree required Attending weekly sales meetings Research, identification and development of prospects Making customer and prospect calls Developing information requests for credit and/or deposit and/treasury service opportunities Preparing term sheets for credit requests Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers. EOE - BancFirst is an Equal Opportunity employer. Diversity Our differences enhance business performance.