Credit Analyst

Credit Analyst Madill, OK

LOCATION

Onsite Position 302 South 1st St Madill, OK 73446 HOURS Full Time SUMMARY Provide support to commercial banking staff in the on-going credit evaluation of existing and prospective customers. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.

ESSENTIAL DUTIES AND RESPONSIBILITIES

include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money Generate financial ratios to evaluate a customer s financial status Preparing industry research Preparing financial analysis memorandums Preparing loan memorandums Attending loan committee meeting Attending weekly sales meetings Research, identification and development of prospects Making customer and prospect calls Developing information requests for credit and/or deposit and treasury service opportunities Preparing term sheets for credit requests Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

REQUIREMENTS

Bachelor s degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics Excellent customer service skills Strong communication skills, both verbal and written Excellent interpersonal skills Demonstrates an understanding of credit management, credit operations and commercial lending Ability to perform in a highly sensitive environment and maintain confidentiality High level of attention to detail, with strong problem solving and organization skills Ability to perform effectively in a fast-paced environment Working knowledge of Microsoft Office, especially Word, Excel Complete all required compliance training by established deadlines

PHYSICAL REQUIREMENTS

Constant use of computer screens and reading of reports Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials Regularly lift and/or move and carry up to 5 pounds Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers. EOE - BancFirst is an Equal Opportunity employer. Diversity Our differences enhance business performance.