Commercial Real Estate Credit Officer

The responsibilities will include, but will not be limited to: Completing spreads of business entities and individuals to summarize their financial condition and performance over a period of time in a consistent and accurate manner. Producing a variety of summary analyses on Commercial Real Estate projects, including leasing reports, operating performance and projections analysis. Assisting Loan Officers in completing reports used by Senior Management in the monitoring and decision making processes. Gather and present information in a concise and meaningful manner. Some of these areas may include: Industries, Commercial Real Estate Markets, Public Real Estate Records, and Public information on Business Entities and Individuals. Perform analysis of business entities and individuals to assess their financial performance and condition, trends, key "drivers", projections, and risks, with a focus on their ability to service debt. Contacting bank customers to gather information and/or follow-up on required items. Various special projects from Loan Officers and Senior Management. Position Requirements Bachelor's degree is required. Accounting, Finance or Economics preferred. Minimum 5 years of experience with commercial real estate preferred. Experience with completing spreads and written credit analysis reports on borrowers and guarantors. A solid understanding of Financial Statements and Tax Returns, including General Accepted Accounting Practices.

Computer:

Proficient with Microsoft Office software, especially Excel and Word. Experience with any of the following a bonus: CoStar Market Analytics, Moody's Risk Analyst, Fidelity Information Services' IBS Insight, Hyland Software's OnBase and Metavante's BankerInsight. Bachelors or better in Accounting or related field. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.