Credit Analyst

OverviewSeeking a seasoned Credit Analyst with strong experience reviewing customer financial statements and establishing, monitoring, and adjusting credit limits in an industry or corporate environment. This role partners closely with Sales, AR, and Finance to balance risk management with business growth. Candidates from banking, lending, or financing institutions are not a fit.

Key ResponsibilitiesAnalyze customer financial statements (balance sheet, income statement, cash flow) to assess creditworthinessEstablish, review, and adjust customer credit limits based on financial risk and payment historyMake credit approval recommendations for new and existing customersMonitor customer exposure, aging, and risk trendsPartner with Sales and AR to support revenue while managing credit riskResolve credit holds and provide guidance on payment terms and limitsMaintain accurate credit documentation and compliance with internal policiesPreferred BackgroundSenior credit experience in manufacturing, distribution, wholesale, chemicals, construction, or similar industriesExperience supporting trade credit (not consumer or commercial lending)Strong financial statement analysis and risk assessment skills