Credit Specialist

Description We are looking for a detail-oriented Credit Specialist to join our team in Apple Valley, Minnesota. In this long-term contract role, you will play a pivotal part in managing and resolving negative account balances while ensuring compliance with established credit policies. This position offers the opportunity to work in the financial services industry, leveraging your expertise to address backlog issues and maintain operational efficiency.

Responsibilities:

• Review and analyze accounts to identify negative balances caused by Courtesy Pay transactions.
• Calculate fees and losses associated with negative accounts and process charge-offs accordingly.
• Manage general ledger entries and ensure proper documentation and transfer of financial data.
• Close accounts with negative balances and notify customers through formal communication channels.
• Verify open credit cards and assess limits to determine necessary account closures.
• Maintain accurate records in spreadsheets and generate letters to inform customers of account status.
• Support the team in catching up on backlog caused by increased negative accounts.
• Ensure consistent adherence to company policies and procedures regarding credit management.
• Collaborate with team members to streamline processes and improve efficiency in handling accounts.
• Perform additional duties as assigned to support the credit management function. Requirements
• At least 1 year of experience in accounts receivable, billing, or collections.
• Proficiency in Microsoft Excel and the ability to manage and update spreadsheets effectively.
• Familiarity with general ledger processes and account balancing.
• Strong analytical skills to calculate fees and losses accurately.
• Knowledge of credit management and collection practices.
• Ability to communicate professionally in written correspondence with customers.
• Basic math skills for financial calculations and account reconciliation.
• Attention to detail and commitment to maintaining accurate financial records.

Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) and Privacy Notice (https://www.roberthalf.com/us/en/privacy) .