Credit Specialist - INTL India

Job Description The role of the Underwriter is to conduct a thorough analysis of mortgage loan files to determine compliance with agency, company and investor guidelines to ensure salability of closed loans. In this position, the Underwriter evaluates mortgage loan applications by analyzing borrower credit, income, assets, liabilities, and property details to assess overall risk and eligibility. The role involves applying agency, investor, and regulatory guidelines to make sound approve, suspend, or decline decisions, while leveraging automated underwriting systems and validating supporting documentation. Underwriters issue clear, accurate conditions, resolve complex credit scenarios, collaborate closely with loan officers and operations teams, and ensure all decisions are well‑documented, compliant, and audit‑ready—balancing risk management with speed and a positive borrower experience. We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com.

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https://insightglobal.com/workforce-privacy-policy/. Skills and Requirements 3+ years of underwriting expertise across conventional, FHA, VA, and jumbo loans, with sound credit judgment and independent decision‑making Proven ability to underwrite efficiently using AUS (DU/LP) and modern digital LOS platforms in a high‑volume environment Balances speed, accuracy, and risk management while consistently meeting turn‑time and quality SLAs Data‑driven, risk‑aware mindset with the ability to assess layered risk and apply guidelines thoughtfully Customer‑centric approach, delivering clear, solution‑oriented conditions that support a strong borrower experience Excellent communication and collaboration skills, with a compliance‑first, audit‑ready approach in a fast‑moving, tech‑enabled organization