Credit Specialist

Description:

Role Overview & Responsibilities Spectrum Industries, Inc. is looking for a new team member to evaluate creditworthiness, manage credit risk, and work collaboratively with Spectrum customers to ensure the timely collection of accounts receivable. Analyze customer financial data and credit histories to determine the degree of risk involved in extending credit Conduct thorough credit checks and risk assessments to make informed lending decisions Make credit decisions and recommendations for approval, denial, or credit limits based on thorough risk assessment Communicate with customers regarding credit issues, advance payments, billing inquiries, and collection of past due balances Prepare detailed reports on credit assessments and recommendations for credit limits and terms Work closely with sales and production teams to manage credit applications and assess potential risks of new clients Monitor existing accounts to track payment behavior, identify potential risks, and ensure timely payments Communicate with customers and internal teams to resolve credit issues, negotiate payment plans, and provide guidance on credit management Ensure compliance with company credit policies, procedures, and relevant financial regulations Perform collection activities in order to recover overdue accounts Other duties as assigned

Requirements:

Qualifications & Requirements Associate's degree in Accounting, Finance, or Business Administration Three to five years of related work experience OR equivalent combination of education and experience Benefits Flexible hours

PTO:

3 weeks per year 72 hours of paid holidays Health insurance Dental insurance Vision insurance Wellness program Short-term disability (employer paid) $30,000 of life insurance (employer paid) 401(k) with company match Employee Assistance Program Equal Opportunity Statement Spectrum Industries, Inc. is committed to fostering a diverse and inclusive workplace. We strictly prohibit discrimination or harassment based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other non-merit factor. Join our team and build a rewarding career in an inclusive environment.