Collector I

Overview:

Join the Best "UNION" Credit Union Around! In 1964, OE Federal Credit Union opened its doors to serve union members with a simple goal of providing a better alternative to banks. A credit union is more than a financial institution. We are a community, a family. Our teams are our greatest asset, we are energetic, dynamic, and passionate about assisting our members with financial wellness. Built on the foundation of union pride, OE Federal is a 1.4 billion company and the country's largest labor-based credit union serving more than 115,000 members nationwide! Our People Make the Difference! Are you looking to take on a dynamic and challenging role? OE Federal is seeking to hire a Collector I! Your Purpose You will be responsible for making and receiving phone calls related to consumer and mortgage loan delinquencies and assisting members to resolve the reasons causing the delinquencies. What You'll Do To succeed in this position, you must be able to satisfactorily perform common, uncommon and complex occurrences of each of the following under general supervision from your manager: Initiate and receive a large volume of member phone calls dealing with consumer and mortgage loan delinquencies on a daily basis. Analyze the customer's situation and collateral risk to identify alternative solutions, including repayment plans, loan modifications, short sales, forbearance plans and deed-in-lieu agreements. Consult with members to identify, negotiate and pursue the appropriate loss mitigation option that best maximizes member satisfaction and reduces the credit union's loss risk. Prepare and file bankruptcy-related documentation and claims with courts and attorneys. Assign repossession requests and process associated paperwork. Collaborate seamlessly with colleagues across departments and branches to deliver optimal and efficient service to our members. Uphold a standard of professionalism actively fostering positive relationships internally and externally. Develop and maintain a comprehensive understanding of the credit union's products and services, ensuring compliance with applicable Federal and State laws, Credit Union banking regulations, and OE Federal Credit Union's policies and procedures and current promotions. Perform other related duties as assigned. Ideal Candidate Will Possess High School Diploma/GED AND minimum 1 year of work experience in a similar role required. Excellent interpersonal, verbal and written communication skills required. Excellent attention to detail, time management, and problem-solving skills required. Proficiency with Microsoft Word, Excel and Outlook required.

Salary Range:

$28.28 - $30.03/hour OE Federal Credit Union offers competitive compensation. The offered salary considers experience, education, training, internal peer equity, job location and other business considerations when extending an offer. The salary outlined is based on working in Livermore, California. The salary range will adjust to the applicant's work location.

In addition to competitive salaries:

We Offer Superior Benefits We emphasize a work/life balance Premium pay for bilingual skills (English/Spanish) Medical, dental and vision benefits that cover the employee, spouse and dependents Retiree medical benefits A defined benefit Pension Plan with employer contributions of $3.50/hour Life Insurance/AD&D 11 ½ Paid Holidays per year 17 days of Paid Time Off (PTO) to start A 401(k) plan Employee loan discounts Casual dress code Find Your Team, Find Your Fit! If you think this job is the right fit for you, fill out our online application. Our application is pretty simple - upload your resume and answer a few job-related questions. Once you have completed the application, your information will be sent to our Human Resources team instantly. OE Federal Credit Union partners with TQC to support our recruiting and hiring needs. TQC is a talent and acquisition firm acting as an extension of our HR team. When applying for a role with OE Federal, you may be contacted by TQC.