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Job Description
Responsibilities Will be required to know loan and VISA department policies and procedures. Retrieves phone messages left on the loan department voice mail and responds to them regularly throughout the day. Routinely checks and responds to questions from Home Banking. Responsible for responding to random loan department inquiries including but not limited to, phone call questions, book value inquiries, and title questions. Responsible for assisting all loan personnel in any job function as needed. Responsible to maintain, replace, order, printer/fax ribbon or cartridges. Responsible for loan payoff quotes (dual control). Responsible for daily review of the loan payoff report… collateral and/or title releases Responsible for Mortgage Loan payoff quotes and lien releases. Responsible for selling FBFCU ancillary loan products and perform month-end GAP report and balancing. Responsible for loan review, documentation, and imaging. Analyze and data-mine loan applicants credit bureau for potential new loan cross selling opportunities when performing loan application and credit analysis.
Activities/Tasks:
Posts indirect loans to the system and input data to the Indirect Reserve Report as needed. Perform title VIN reconciliation to the loan note and core computer loan system, title tracking, lien perfection, title processing/filing, lien releases, and imaging. Prepare credit analysis (D/I Ratio, LTV, etc.) for loan decisioning, input application data to the computer, for loan officer review on applications that arrive through Home Banking, Banc Vue, or other venues and as needed. Adjustable-Rate Risk Report to be reviewed and loans updated on the system as often as rate adjustments require and in coordination with loan terms with CLO oversight. Order loan coupon books for all loans as directed by lending staff. Review HELOC monthly payment report and payment adjustments. Perform loan document imaging on daily and routine basis.
Skills:
Must possess the skill to perform financial review and analysis Strong Verbal Communication. The ability to relay/articulate somewhat complicated financial and mathematical topics effectively. Conduct all duties with consistent and ongoing professionalism All responsibilities and assigned duties will be done with completeness and thoroughness Will be required to provide exceptional member service skills. Must have and be able to utilize various computers software and be proficient at data input and retrieval for processing, tracking, reporting, and feedback of all department operations
Benefits:
401(k) 401(k) matching Dental insurance Health insurance Vision insurance