Mortgage Servicing Special Loans Analyst

This position is responsible for the processing of satisfactions, mortgage modifications, assumptions, transfers of ownership, recasts, balloons, ARMs, mortgage assignments, document recordings, and divorced and deceased notifications. This position verifies MSP fields for serviced 1st mortgage loans setup in MSP to the closing documentation for accuracy.

Primary Duties:

Update and maintain position procedures.

Daily:

PIF Tracking Image PIF files to vendor by 11:00 AM Process monthly and daily reports. Research Fannie Mae, Freddie Mac, Ginnie Mae, and FHLB regulations by regularly utilizing their servicing guides. Update modification documents as regulations change. Process loan modifications, assumptions, and recast requests and verify modification keying in MSP. Order modified title policies through the vendor as required. Process satisfactions through the vendor for all Mortgage Servicing loans paid-in-full. Work with legal department compulsory legal processes. Record documents in Simplifile E-Recording system. Update MSP and take record of Promissory Notes when received from doc custodians. Review and follow up on US Bank, Bank of New York Mellon, NTC, and Simplifile notifications. Serve as a resource to the Manager and research processes and procedures to find efficiencies within the system. This position is required to maintain a working knowledge of all Bell Bank, State, Federal and investor guidelines in order to ensure compliance with rules and regulations. Know by name and face as many customers and employees as possible, calling them by name as often as possible. Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards. Know, understand, and live the company values and bottom line. Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations. All employees are responsible for information security, including compliance with policies and standards which protect sensitive information. Prompt and reliable attendance. Perform other duties as assigned.

Job Skills Required:

Two to three years of experience in mortgage lending or mortgage servicing. Good working knowledge of rules, regulations and policies relating to mortgage loans. Detail oriented, organized, have excellent problem-solving skills and math skills. Ability to prioritize, meet deadlines and work independently. Good communication skills to interact with other departments, lenders, customers, Mortgage Servicing staff, management and various insurance companies. Ability to be flexible and adapt well to change.

Additional Details :

If you love sales and are passionate about helping others purchase their dream home, consider a career with Bell Bank's mortgage team. You will work with colleagues in a first class culture that provides a family atmosphere, enjoy great benefits and provides a high level of service that makes each mortgage run smoothly - by sending closing packages five days before the closing, in-house underwriting and processing and having a support team to allow you to work efficiently. Bell Bank Mortgage is backed by the financial strength of one of the nation's largest independently owned banks. Founded in 1966 in Fargo, North Dakota, Bell Bank has more than $14 billion in assets and full-service banking locations in Arizona, Minnesota and North Dakota. Bell has empowered more than $30 million in charitable giving through its unique Pay It Forward initiative, through which every employee chooses each year how to help individuals, families and organizations in need. Originally founded in 1880 by early Minneapolis civic leader David C. Bell, Bell's mortgage division today has thousands of family mortgages to its name. Bell Bank Mortgage has been in Arizona since 1997 and has several regional offices in the United States. Bell Bank has been recognized as a top bank and a top financial workplace by American Banker, Forbes and Fortune, and has been named among America's top mortgage employers by National Mortgage Professional magazine. If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.

Bell's Values:

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to: Promoting and sustaining our family atmosphere. Providing unequaled personal service to each and every customer. Paying it forward.

Our Bottom Line:

Happy Employees! Happy Customers! In addition to salary, Bell Bank offers a comprehensive benefits package including, healthcare, (medical, dental, vision) employee stock ownership program, and 401(k) contribution and profit-sharing plan. All benefits are subject to eligibility requirements. Bell Bank Equal Opportunity Employer