Lock Desk Associate 1

Lock Desk Associate 1 First National Bank United States, Pennsylvania, Pittsburgh Jun 10, 2026

Primary Office Location:

626 Washington Place. Pittsburgh, Pennsylvania. 15219. Join our team. Make a difference

• for us and for your future.

Position Title:

Lock Desk Associate 1

Business Unit:

Mortgage Administration Reports to:

Supervisor of Secondary Market Operations Position Overview:

This position is primarily responsible for confirming the accuracy of rate lock loan attributes, including but not limited to rate and fees, and clear specific alerts on loan files. Ensure locks follow all guidelines and fee structures of the bank and agencies (Fannie Mae, Freddie Mac, HUD, Federal Home Loan Bank) and private investors. They will additionally be responsible for processing loan fundings from investors once loan is sold and upload loan files to be sent to the servicing system.

Primary Responsibilities:

Confirm locks are completed in an accurate and efficient manner. Stay up to date with all agency and investors guidelines, including Fannie Mae, Freddie Mac, HUD, Federal Home Loan Bank and Private Investors. Communicate with the Mortgage Loan Originators to determine loan and lock status. Clear basic rate lock comparison screens that do not affect pricing or loan integrity when requested from various mortgage staff. Review and input Service Retained/Released loan fundings in the LOS. Service Released fundings will also be processed in servicing system. Transfer of Servicing documents will be prepared and sent. Compile electronic loan file to be sent to servicing system once loans are funded with investors. Required to complete both internal and external general banking and mortgage banking norms and practices. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this

Position:

High School or GED Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this

Position:

1 Skills Required to Perform the Primary Responsibilities of this

Position:

Excellent customer service skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Ability to use general office equipment Ability to use a personal computer and job-related software MS Word

• Basic Level MS Excel
• Basic Level MS PowerPoint
• Basic Level Knowledge of compliance issues, secondary market and job-related policies and procedures.

Licensures/Certifications Required to Perform the Primary Responsibilities of this

Position:

N/A Physical Requirements or Work Conditions Beyond Traditional Office Work:

N/A Equal Employment Opportunity (EEO): It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.