Commercial Representative I

Job Description and Requirements The Commercial Representative will have the ability to work from home after a period of training and performance evaluations (time frame may vary). The training will take place at the RBFCU Administrative Service Center - Live Oak, Texas. To successfully work from home, employees must have access to a minimum internet connection as noted by RBFCU. Must have a reliable home internet provider to hard wire a connection to (Ethernet cable provided). Must be able to provide a workspace at home that is safe ,suitable for work, and within a distraction free environment. The Commercial Representative will provide quality service to all members and business owners and others within the department. Assist other members of the department in obtaining information for new loans and acquiring documentation to assist in underwriting, closing, funding and subsequent monitoring of commercial loans. Conduct all duties in a manner intended to enhance the image and growth of the credit union.

Essential Functions and Responsibilities:

Assist with the processing of incoming commercial loan applications - lines of credit, credit cards, vehicles and commercial related loan products. Perform quality controls, checks for accuracy in the application package and ensure all proper documents have been collected. Maintain current working knowledge of lending policies and procedures. Working knowledge of the LOS system to enter and process loan application to input and closing. Maintain an open line of communication with the member throughout the processing period, assisting them with any questions and notifying the member of any additional required information and or updates. Ability to manage multiple priorities and meet deadlines in a fast paced high volume work environment. Knowledge of entity documentation. Validation of documentation through Secretary of State, to include Certificates of good standing and UCC Searches. Strong analytical, member service and communication skills. Monitor mail, emails, secured messages, DNA referrals, and right fax for loan applications. Handle inbound and outbound RBFCU departments, branches, and member's calls with regards to Commercial Lending and SBA related questions and/or issues. All other duties as assigned (note: essential functions and responsibilities may change or new ones may be assigned at any time with or without notice).

Requirements:

High School Diploma or GED Associates Degree preferred Field of study-Management) or minimum of two years previous job related work experience in lieu of Associates Degree Less than one year of job related work experience Experience in call center and member service environment Some background in Business Entity structure Possess strong interpersonal and communication skills - speak and write clearly, persuasively and informatively Ability to use phone and automated loan system effectively Knowledge of Microsoft applications, experience with OnBase or other scanning software Must have good organizational and interpersonal skills and ability to multi task Good attendance and promptness is pertinent Bilingual a plus Must be able to work Saturdays as needed All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status. Careers at RBFCU Randolph-Brooks Federal Credit Union (RBFCU) is the largest credit union in Texas with more than 1 million members and total assets exceeding $15 billion. Recognized for financial stability, our credit union consistently receives the highest ratings of "Five Star" and "Superior" from respected organizations that evaluate financial institutions in the United States. We're frequently recognized as one of the best workplaces in San Antonio, Austin, the state of Texas and the country. Our Benefits RBFCU is proud to offer a comprehensive benefits package, including: 401(k) with matching incentives — up to 10 percent Competitive pay Medical, vision and dental benefits available to employees and their families from the first day of employment Tuition reimbursement plans Life insurance Pharmacy discount programs Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options Paid time off Parental leave Company-paid benefits include: Long-term disability Basic life insurance Wellness program Credit-monitoring service Employee assistance program Training and volunteer opportunities Apply to join the RBFCU family!