Junior Loan Officer

JUNIOR LOAN OFFICER

Cost Center:

New Braunfels Department:

Lending Reports to:

SVP CLO Supervises:

None Summary:

We are seeking a detail-oriented and analytical Junior Loan Officer to support loan origination, underwriting, and credit evaluation processes. This role combines client-facing responsibilities with in-depth financial analysis, making it ideal for candidates looking to develop both relationship management and risk assessment skills within the financial services industry. Key Responsibilities Loan Origination Assist in originating new loan applications by gathering client financial documentation Support senior loan officers in structuring loan proposals Analyze financial statements, credit reports, cash flow, and debt capacity Ensure compliance with internal lending policies and regulatory standards Track application status and follow up on outstanding conditions Coordinate with underwriting and compliance teams to finalize loan approvals Ensure compliance with internal lending policies and regulatory standards Portfolio Management Communicate with customers to explain loan products, terms, and requirements Maintain ongoing relationships to support future loan & deposit growth Monitor existing loan portfolios for performance and early warning signs Assist Loan Operations with servicing existing loan portfolios Assist in periodic credit reviews and renewals Qualifications Bachelor's degree in related field or 2-4 years of experience in lending, banking, or financial analysis Strong analytical and quantitative skills Basic understanding of financial statements and credit principles Proficiency in Microsoft Excel and financial analysis tools Skills & Competencies Strong attention to detail and organizational skills Excellent written and verbal communication Ability to balance client interaction with analytical work Critical thinking and problem-solving abilities High level of integrity and professionalism Preferred Qualifications Experience with loan origination and credit analysis. Knowledge of consumer or commercial lending practices Career Growth Opportunities This role provides a pathway into advanced positions such as: Rise in officer positions within the bank Commercial lender Loan operations Employee signature below constitutes employee's understanding of the requirements, essential functions and duties of the position.

Pay:

$45,000.00

• $55,000.

00 per year

Benefits:

401(k) Dental insurance Health insurance Health savings account Life insurance Opportunities for advancement Parental leave Tuition reimbursement Vision insurance

Work Location:

In person Junior Loan Officer New Braunfels, TX 78130 $45,000

• $55,000 a year
• Full-time $45,000
• $55,000 a year
• Full-time

JUNIOR LOAN OFFICER

Cost Center:

New Braunfels Department:

Lending Reports to:

SVP CLO Supervises:

None Summary:

We are seeking a detail-oriented and analytical Junior Loan Officer to support loan origination, underwriting, and credit evaluation processes. This role combines client-facing responsibilities with in-depth financial analysis, making it ideal for candidates looking to develop both relationship management and risk assessment skills within the financial services industry. Key Responsibilities Loan Origination Assist in originating new loan applications by gathering client financial documentation Support senior loan officers in structuring loan proposals Analyze financial statements, credit reports, cash flow, and debt capacity Ensure compliance with internal lending policies and regulatory standards Track application status and follow up on outstanding conditions Coordinate with underwriting and compliance teams to finalize loan approvals Ensure compliance with internal lending policies and regulatory standards Portfolio Management Communicate with customers to explain loan products, terms, and requirements Maintain ongoing relationships to support future loan & deposit growth Monitor existing loan portfolios for performance and early warning signs Assist Loan Operations with servicing existing loan portfolios Assist in periodic credit reviews and renewals Qualifications Bachelor's degree in related field or 2-4 years of experience in lending, banking, or financial analysis Strong analytical and quantitative skills Basic understanding of financial statements and credit principles Proficiency in Microsoft Excel and financial analysis tools Skills & Competencies Strong attention to detail and organizational skills Excellent written and verbal communication Ability to balance client interaction with analytical work Critical thinking and problem-solving abilities High level of integrity and professionalism Preferred Qualifications Experience with loan origination and credit analysis. Knowledge of consumer or commercial lending practices Career Growth Opportunities This role provides a pathway into advanced positions such as: Rise in officer positions within the bank Commercial lender Loan operations Employee signature below constitutes employee's understanding of the requirements, essential functions and duties of the position.

Pay:

$45,000.00

• $55,000.

00 per year

Benefits:

401(k) Dental insurance Health insurance Health savings account Life insurance Opportunities for advancement Parental leave Tuition reimbursement Vision insurance

Work Location:

In person