Treasury Financial Analyst

Treasury Financial Analyst

WESTAMERICA BANK - 2.8

Fairfield, CA Job Details Full-time $70,304 - $75,352 a year 7 hours ago Qualifications Treasury management Cash flow management Financial forecasting Portfolio monitoring Economics Microsoft Excel Treasury operations Phone communication Credit risk assessment Bachelor's degree in finance Regulatory compliance Financial software Bachelor's degree in economics Financial management report preparation Mid-level Bloomberg 3 years Finance Analysis skills Managing budgets in a finance role Bachelor's degree Bank experience Decision making Liquidity management Data entry Accounting and finance experience Due diligence Productivity software Bachelor's degree in accounting Accounting Communication skills Financial compliance experience in banks Credit analysis Time management Excel data analysis

Full Job Description Description:

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

JOB SUMMARY

The role is responsible for financial monitoring and analysis of the Bank's balance sheet and for producing quarterly interest rate risk metrics and reports that support oversight and monitoring of the investment portfolio.

RESPONSIBILITIES & DUTIES

Preform quarterly assessments of Interest Rate Risk (IRR)position, including preparation of required data and analysis of results to support ongoing risk monitoring Support bond investment purchases by conducting pre-purchase due diligence, reviewing supporting materials, and preparing required documentation Independently monitor bond portfolio for credit and interest rate risk, evaluating issuer performance and identifying risk concerns Prepare and maintain components of annual budget, monthly Net Interest Income (NII) forecasts, and related financial reports Conduct ad-hoc financial analyses and special projects, exercising sound judgement in evaluating data and presenting findings

Compliance Specific:

Maintain awareness of federal and state regulations applicable to designated areas of responsibility, stay current with compliance training, adhere to bank's compliance practices, support implementation of necessary changes to policies, procedures, and controls to ensure ongoing adherence. Marginal Functions Act as backup to produce various liquidity reporting (LCR, NSFR, cash flow) Ongoing balance sheet monitoring of loan, deposit and cash flows Other related duties as assigned

Requirements:

Bachelor's degree in Finance, Accounting, Economics, or related field, or equivalent combination of education and related work experience 3-5 years of experience in a Treasury or related Finance role, preferably at a bank Experience with treasury management systems and financial software Strong analytical and problem-solving skills Proficiency in Microsoft Office (Excel, Word, PowerPoint) products, knowledge of Bloomberg and interest rate risk modeling software a plus Understanding of financial regulations and compliance issues Knowledge of financial markets, instruments and Treasury management practices Excellent verbal and written communication skills Ability to work independently as well as part of a team Excellent multi-tasking and time management skills Strong attention to detail and accuracy Ability to continuously adhere to multiple compliance regulations Regular on-site attendance required during regular business hours

PHYSICAL DEMANDS

Sitting for extended periods of time while using computer Frequent hand, wrist, and finger movements for tasks such as keyboarding, data entry, and mouse use Continuous close visual work is required for tasks such as data analysis, computer use, and reading Frequent communication in-person and via phone, talking and hearing for such interactions Occasional movement within the office is necessary to access files or office machinery Occasional lifting, pushing, and pulling (up to 20 lbs) Occasional stooping and reaching Occasional standing and walking

MENTAL DEMANDS

Continuously prioritizing multiple demands and meet deadlines while maintaining high level of compliance Continuously applying analytical skills Ability to make sound decisions and determine when to report issues to senior management Remind external customers of approaching deadlines and requirements

ENVIRONMENTAL DEMANDS

Work in a climate-controlled building without exposure to extreme temperatures. Office environment typically has a moderate noise level. Work area has standard office ventilation and air quality, with no exposure to fumes, dust, or other potentially harmful atmospheric conditions.

EQUIPMENT USED TO PERFORM FUNCTIONS

Computer Phone Common Office Equipment

SUPERVISORY RESPONSIBILITY

None

CONTACTS

Internal:

Staff within the Treasury, Finance, Operations, Compliance and Internal Audit areas

External:

Bank regulators, external financial auditors, interest rate risk software vendor and investment bankers/brokers EOE Westamerica Bank's Privacy Policy may be found at: www.westamerica.com/about/privacy