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Job Description
Job Description
BRIEF SUMMARY OF JOB
This position is responsible for supporting the Financial Reporting unit in their day-to-day activities including analysis and preparation of internal reports, analyzing interest margins, fee income and expenses, assisting in preparation of management, profitability and regulatory reports. In addition, the development, analysis, and presentation of business cases to various areas of the bank. Additional duties will include assisting the Treasury unit and the Strategic Planning unit in various functions.
DUTIES & RESPONSIBILITIES
ESSENTIAL
DUTIES AND RESPONSIBILITIES
include the following. Other duties may be assigned. Prepare and maintain detailed monthly, quarterly, and annual financial reports and forecasts. Perform variance analysis between actuals, budget, and prior year to identify trends, risks, and opportunities. Assist in the preparation of monthly financial statements and board reporting packages. Support automated month-end and year-end close processes, including reconciliation and digital reporting. Ensure compliance with GAAP, bank regulatory requirements, and internal accounting policies. Support the preparation and filing of regulatory reports (e.g., Call Reports, FR Y-9, etc.). Assist in audits and examinations by external auditors and regulators Prepare daily dashboards and assist with profitability analyses for products and services. Analyze loan and deposit pricing impacts on margins and performance. Maintain and improve financial models, dashboards, and internal reporting tools. Collaborate with IT and data teams to ensure accurate and reliable data sources. Prepare Ad hoc analyses. Assist the Department in its day-to-day functions as requested.
EDUCATION, SKILLS & EXPERIENCE
BA in Accounting or Finance, or five (5) years of experience in general accounting and banking or a combination of education and experience providing equivalent knowledge preferred Work requires full understanding of general accounting principles Advanced analytical skills and very high level of accuracyrequired Bi-lingual (English/Spanish) preferred Excellent written and verbal communication skills Strong interpersonal skills, able to communicate professionally and interact with individuals across the organization Advanced computer technology skills and proficient with Microsoft applications - with excellent knowledge of spreadsheets Able to identify and resolve problems in a timely manner Good organizational skills and detail oriented Able to work independently and on diversified projects while meeting deadlines Work with integrity and ethically upholding organizational values
SUPERVISORY RESPONSIBILITIES
There are no current supervisory responsibilities for the position.
BSA COMPLIANCE I
understand and acknowledge that, in addition to the duties outlined in this job description, I am also responsible for ensuring that my duties are performed in full compliance with all of the bank's Bank Secrecy Act, Anti-Money Laundering, and OFAC policies and procedures as well as related Federal Laws and Regulations. Furthermore, I understand that I must create and foster a culture of BSA, AML, and OFAC Compliance within the institution. Lastly, I agree to address any and all questions I may have about the Bank's
BSA/AMUOFAC
Program to the Bank's BSA Department.
COMPETENCIES
Problem Solving:
Identifies and resolves problems in a timely manner. Gathers and analyzes information skillfully. Uses reason even when dealing with emotional topics.
Interpersonal Skills:
Focuses on solving conflict, not blaming. Maintains confidentiality. Listen to others without interrupting. Keeps emotions under control.
Oral Communication:
Speak clearly and persuasively in positive or negative situations. Listens and gets clarification.
Written Communication:
Write clearly and informatively. Presents numerical data effectively.
Diversity:
Demonstrate knowledge of EEO policy. Shows respect and sensitivity for cultural differences. Promotes a harassment-free environment.
Ethics:
Treats people with respect. Works with integrity and ethically. Upholds organizational values.
Teamwork:
Balances team and individual responsibilities. Exhibits objectivity and openness to others' views. Contributes to building a positive team spirit;
Organizational Support:
Follows policies and procedures. Completes administrative tasks correctly and on time.
Judgment:
Exhibits sound and accurate judgment. Supports and explains reasoning for decisions. Includes appropriate people in decision-making process. Makes timely decisions.
Professionalism:
Approaches others in a tactful manner. React well under pressure. Treats others with respect and consideration regardless of their status or position.
Dependability:
Follows instructions, responds to management direction. Commits to long hours of work when necessary to reach goals.
CONTACTS
Customers, other financial institutions, senior management, and peers.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit. The employee is occasionally required to stand; walk; and use hands to finger, handle, or feel controls. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and distance vision.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate. Travel is required.
LANGUAGE SKILLS
Ability to read, analyze, and interpret general business periodicals. Ableto effectively presentinformation and respondto questions fromgroups of managers, employees and as well as outside contacts.
ENGLISH LANGUAGE
Ability to speak, understand, read and write English at an advanced level.
FOREIGN LANGUAGE
Ability to speak, understand, read and write Spanish is desirable but not required.
MATHEMATICAL SKILLS
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals, compute rate, ratio and percent. Pibank is an equal opportunity employer
