Credit Analyst- Commercial

Senior Credit Analyst- Commercial Cambridge MA Onsite 5 days to start, will drop to 1 day from home after training $80K-120K + Bonus.

Responsibilities:

Researches and examines credit risks, assesses credit history, and makes a recommendation to approve or disapprove extension of credit. Responsible for conducting financial, strategic and competitive analysis for both Business and Commercial real estate customers. Prepares loan documents and comprehensive credit proposals for Board presentations; assists management with presentation materials and approval process. Develops and analyzes property cash flow information. Provides an assessment of loan condition and quality, assigns credit grades on existing credits and oversees loan documentation as outlined in the Bank's lending policies. Responsible for the tracking, collecting and reporting of loans that are incomplete due to missing documentation. Maintains a good working knowledge of the Bank's lending policies and procedures and identifies deviations from policy. Responsible for presentation of written and oral reports to management. Conducts in-depth review and analyzes balance sheet and profit and loss statements presented by applicants for large commercial loans. Assesses liquidity, quality of management, market position and overall business climate to estimate future profitability of business. Provides technical advice and assistance to Commercial Lending Officers as needed.

Qualifications:

3 years commercial credit experience bachelor's degree in finance/accounting or equivalent work experience Ability to analyze financial statements and effectively prepare written analysis Proficient with Microsoft word and excel Working knowledge of Loan Vantage and COCC Insight preferred If interested, please reach out to jalercio@kbwfinancial.com #LI-JA1 KBW789