Global Program Manager, Apple Financial Services

Global Program Manager, Apple Financial Services Cupertino, California, United States Corporate Functions Summary Posted:

May 05, 2026

Weekly Hours:

40

Role Number:

200660311-0836 Imagine what you could do here. The people here at Apple don't just create products — they create the kind of wonder that's revolutionized entire industries. It's the diversity of those people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts. Join Apple, and help us leave the world better than we found it.

Apple Financial Services (AFS) is a global financing organization supporting Apple customers across consumer, business, and education segments worldwide. Our mission is to enable Apple sales today and tomorrow through a platform of global funding partners and world-class innovative financial products.

We are seeking a highly motivated, strategic leader to manage the End of Term Program for Apple Financial Services (AFS) customers globally. In this role, you will drive technology refresh and upgrade programs and operations for Consumer, Business, Education, and Channel customers — maximizing asset value recovery through a robust remarketing ecosystem. This is a high-impact commercial and operations role requiring strong business acumen, drive for results, and the ability to lead through influence across a worldwide organization. Description In this role, you will

• Lead and execute end-of-term program strategy globally, leading program operations and driving on-time technology refresh rates and maximizing leased asset recovery
• Manage end-of-term operations across both consumer financing programs (e.g., installment plans, trade-in integration) and B2B lease/financing portfolios, ensuring a consistent and seamless customer experience across all segments
• Select, onboard, and manage remarketing partners and device processing vendors to build a scalable global remarketing platform
• Proactively collaborate with Apple's sales teams, AFS funding partners, channel partners, and carriers to integrate AFS seamlessly into enterprise and education strategies
• Identify operational challenges, streamline end-of-lease processes, and develop business models that scale across regions
• Define, track, and report on key program metrics including refresh rates, asset recovery values, return rates, and partner performance across all segments
• Serve as the program ambassador for AFS refresh and upgrade initiatives, ensuring an excellent customer experience at every stage Minimum Qualifications Typically requires a minimum of 7 years of related experience Background in financial services, asset management, remarketing, leasing, or similar function Experience integrating financing programs with third-party resellers, negotiating commercial terms, and managing partner relationships across geographies Strong analytical and business modeling skills; Experience developing KPIs, assessing portfolio performance, modeling remarketing scenarios, and translating data into actionable insights Ability to plan, communicate, organize, and lead simultaneous projects with complex work streams across competing priorities, strategies, and timescales Passion for continuous improvement with the curiosity to uncover gaps, resilience to manage ambiguity, and drive to optimize processes and create solutions Excellent collaboration and relationship building skills with the ability to influence cross-functionally, navigate partner organizational structures, and lead complex negotiations Outstanding communication and executive presentation skills Ability to travel domestically and internationally (~40%) Bachelor's degree or equivalent experience Preferred Qualifications 8+ years of related experience MBA or JD degree is a plus Deep expertise in re-engineering workflows and processes to improve efficiency, reduce friction, and drive better outcomes, particularly across end-of-term, asset disposition, or financing lifecycle operations Proven experience working across global, cross-functional teams and time zones Forward-thinking approach and tenacity to anticipate risks and proactively propose solutions Expert organizational skills and attention to detail Pay & Benefits At Apple, base pay is one part of our total compensation package and is determined within a range.

This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $146,800 and $221,200, and your base pay will depend on your skills, qualifications, experience, and location. Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.

Note:

Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program. Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. At Apple, we believe accessibility is a fundamental human right. You'll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong. Apple accepts applications to this posting on an ongoing basis.