Director of Lending - Real Estate and Consumer

Job Title:

Director of Lending (Real Estate & Consumer Lending)

Location:

Rockville Centre NY Employment Type:

Full-Time About Us American Broadcast Employees FCU is a credit union dedicated to personalized service and strong member relationships. With approximately $110m in assets, we pride ourselves on being nimble, accessible, and deeply connected to the members we serve. We are seeking a hands-on Director of Lending to lead and grow our real estate and consumer lending programs. Position Summary The Director of Lending is responsible for the day-to-day management and strategic direction of the credit union's lending operations. In a smaller institution, this role is both leader and doer —overseeing lending staff while actively participating in underwriting, decisioning, and process improvement. The ideal candidate balances growth with sound risk management and delivers a high-touch member experience. Key Responsibilities Lead all aspects of consumer and real estate lending, including origination, underwriting, closing, and servicing Actively participate in loan underwriting and approval decisions, including complex or exception requests Develop and implement practical lending strategies to grow the loan portfolio while maintaining asset quality Ensure compliance with all applicable regulations (NCUA, CFPB, state regulations) and internal policies Monitor delinquency, charge-offs, and portfolio trends; take proactive steps to mitigate risk Supervise and mentor a small lending team, fostering accountability and cross-training Evaluate and improve lending processes for efficiency and member experience Collaborate with branch staff and senior leadership to promote loan products and deepen member relationships Manage third-party vendors (LOS, mortgage partners, indirect lending, etc.) Prepare reports for the CEO and the Board Qualifications Bachelor's degree in Business, Finance, or related field (or equivalent experience) 5-8+ years of lending experience across consumer and real estate loans 2-3+ years of supervisory or leadership experience Strong working knowledge of underwriting, loan documentation, and lending compliance Ability to operate both strategically and tactically in a lean environment

Pay:

$100,000.00 - $125,000.00 per year

Benefits:

401(k) 401(k) matching Dental insurance Flexible spending account Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person