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Program Manager

Job

Tata Consultancy Services

Fort Washington, PA (In Person)

$120,000 Salary, Full-Time

Posted 7 weeks ago (Updated 3 weeks ago) • Actively hiring

Expires 5/27/2026

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Job Description

Skill:
Program Manager with mortgage domain skills
Must Have Technical/Functional Skills:
Program Management:
Mortgage Domain Expertise:
Comprehensive knowledge of the US Residential Mortgage lifecycle: Origination, Processing, Underwriting, and Closing. Deep understanding of Fannie Mae/Freddie Mac guidelines, FHA/VA requirements, and private investor overlays. Familiarity with mortgage document types (Income, Asset, Tax, Collateral) and their validation logic.
Technology & AI Literacy:
Strong conceptual understanding of Generative AI, Large Language Models (LLMs), and Intelligent Document Processing (IDP). Experience with Agile delivery frameworks (Scrum/Kanban) and tools like Jira/Confluence. Ability to discuss technical data contracts and system architecture with engineers while translating impact to business users.
Roles & Responsibilities:
Gen-AI Program Oversight & Delivery:
Lead the implementation roadmap for Gen-AI based Mortgage IDP (extracting data from 1003s, paystubs, W2s, etc.) and Gen-AI assisted underwriting. Define program scope, milestones, and success metrics (KPIs) focused on reducing Turnaround Time (TAT) and improving "Right First Time" ratios. Manage cross-functional workstreams, ensuring technical development aligns with the specific nuances of mortgage credit policy and secondary market requirements.
Underwriting & IDP Strategy:
Supervise the integration of Gen-AI modules into existing Loan Origination Systems (LOS) and Loan Management Systems (LMS). Manage dependencies between data ingestion, AI model processing, and downstream automated decision engines. Oversee API-led integrations with third-party providers (Bureaus, VOE/VOI, Appraisal vendors).
Compliance, Ethics & Governance:
Define end-to-end flows: application intake KYC/AML bureau pulls documentation underwriting approval disbursement. Specify API/integration requirements with bureaus, KYC providers, appraisal systems, e-sign, and payment gateways.
Compliance & Controls:
Ensure all Gen-AI solutions adhere to Fair Lending acts (ECOA, HMDA) and internal risk & control frameworks. Partner with Legal and Compliance to manage AI-specific risks, including model bias, data privacy (PII), and "Explainable AI requirements for adverse action notices.
Stakeholder Management:
Act as the primary point of contact for executive leadership, providing transparent reporting on budget, risks, and ROI. Facilitate high-level workshops to align Underwriting, Risk, Operations, and Tech teams on the AI product vision.
Quality & Performance Validation:
Oversee User Acceptance Testing (UAT) specifically for AI model accuracy and "confidence score" thresholds. Validate that Gen-AI outputs consistently meet the rigorous accuracy standards required for mortgage auditing and securitization. Salary Range - $110,000-$130,000 a year
TCS Employee Benefits Summary:
Discretionary Annual Incentive.
Comprehensive Medical Coverage:
Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
Family Support:
Maternal & Parental Leaves.
Insurance Options:
Auto & Home Insurance, Identity Theft Protection.
Convenience & Professional Growth:
Commuter Benefits & Certification & Training Reimbursement.
Time Off:
Vacation, Time Off, Sick Leave & Holidays.
Legal & Financial Assistance:
Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing. Location Fort Washington, PA Job Function
TECHNOLOGY
Role Program Manager Job Id 403653 Desired Skills Agile | Program Management Salary Range $110,000-$130,000 a year
Desired Candidate Profile Qualifications :
BACHELOR OF COMPUTER
SCIENCE

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