Mortgage Loan Processor - Pre Approval Manager

We are currently seeking an experienced and detail-oriented specialist for our dynamic lending team. This position combines the skillset of a Pre-Approval Specialist and a Loan Officer Assistant. You will be responsible for analyzing and verifying real estate loan applications while evaluating risks for pre-approvals. The ideal candidate will have several years of mortgage underwriting and/or processing experience, understand how to do income calculations, possess a can-do attitude, and have a proven track record of providing solutions in the mortgage lending industry. This is an in-office position, not remote. If you are looking for an excellent position that will help you reach your financial goals, start your application today!

Compensation:

$55,000 - Negotiable Based on

Experience Compensation:

$55,000 -

Negotiable Based On Experience Responsibilities:

Make sure that, after information is collected, it is correct, complies with standards, and aligns with company policies. Research the applicant's employment and financial history to assess the accuracy of the application and supporting documents. Examine all documents and mortgage loan applications to verify that all necessary information is included for approval. Document in detail the reasons for approving or rejecting a potential loan for our loan officers. Provide high-quality customer service by answering questions from internal and external customers promptly and professionally. Maintain a friendly and positive attitude throughout the process. Put together loan packages and submit to the lender upon the under contract. Adhere to all lending and regulatory guidelines and policies while preparing the loan file. Assess creditworthiness and complete the mortgage loan application by working with the borrower to obtain necessary, verified financial documentation, such as credit reports.

Qualifications:

Experience in underwriting and/or processing is a must! Knowledge of calculating income is required. Analytical skills, attention to detail with high-level accuracy, and time management. Superior communication skills, both verbal and written, with exceptional etiquette and finesse. Excellent customer service and interpersonal skills; can empathize and build relationships with a variety of personalities. Takes initiative, is highly independent, and can work under limited supervision. College (Bachelor's degree) preferred; high school diploma required. Intermediate proficiency with MS Office, Loan Origination Software (LOS), and Automated Underwriting System (AUS) is an asset. Solid knowledge of various residential mortgage loans, such as FNMA, FHA, VA, USDA, and Conventional, is vital; knowledge of Commercial and Refinance loans is helpful. Project a professional image and collaborate with others to accomplish goals and meet demanding deadlines. About Company At Wilcox Team Powered By Fulcrum Home Loans, our passion is clear: we're here to help clients achieve the dream of homeownership while delivering the best mortgage experience possible. We do this by offering no-nonsense financial guidance, exceptional customer service, fast pre-approvals and rate quotes, and highly competitive rates and terms. Our team is knowledgeable, persistent, and fully committed to making your experience with us the best mortgage process you've ever had. We understand that buying or refinancing a home is likely one of the biggest financial decisions you'll make, and we're here to support you every step of the way. We look forward to the opportunity to work with you!