Community Market President

Job Summary The Community Market President is a business-critical role within the HomeTrust Bank market. This role serves as the brand ambassador and is responsible for the bank's reputation and position in the assigned community. This position is also responsible for administering and coordinating the activities of the city/county offices engaged in full-service functions (deposits and lending). As the Commercial Relationship Manager for the market, the Community Market President will aggressively pursue new business opportunities, originating commercial loans and selling our products and services to commercial clients. Works closely with mortgage and retail staff and ensures appropriate teamwork. Responsible for providing loan and deposit services to an existing book of business while also spending time outside of the office engaged in business development and consultation activities with clients, business owners and other referral sources. Key Responsibilities / Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Promote the growth and prosperity of the Region/Division by professionally serving the needs of customers. Plan and implement the area's strategy for additional penetration into the local market for loans, business deposits and treasury management services within HomeTrust Bank strategy and philosophy. Actively participate in all activities associated with business development efforts for city/county. Participate in local community activities including serving on community and regional boards. Research competitive practices in the region. Originate loans and make pre-qualification determinations. Optimize the best type of financing arrangements for both parties. Supervise the preparation of loan packages ensuring timeliness and accuracy. Maybe required to participate and direct local advisory/affiliate board meetings. Be familiar with all HomeTrust Banking Partnership Retail products and services. Develop and maintain personal loan pipeline. Works with Portfolio Managers to facilitate annual review process and originate new credit opportunities. Respond timely to customer inquiries concerning active loans and Bank loan offerings and related business. Cross sell appropriate deposit products. Provide loan status reports to management as requested. Manage loan portfolio and ensure appropriate process is followed on delinquent accounts. Maintain confidentiality and security of sensitive information. Adhere to all corporate policies and procedures, Federal and State regulations and laws. Complete all mandatory annual compliance training. Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws. Perform other duties and special projects as assigned.

Job Requirements Education:

Four-year degree in business, finance or related field or equivalent work experience.

Required:

Seven to ten years of professional level banking in a medium to large sized commercial bank. Experience should include mortgage lending, business/commercial lending, consumer lending, business development and marketing, and bank management. Demonstrated knowledge of bank policies, procedures, and lending practices. Thorough knowledge of all bank business lending and deposit products. Demonstrated knowledge of credit analysis functions and related requirements and procedures. Successful completion of bank training program(s) for lending (depending on experience and background as a lender). Must be bondable. Demonstrated ability to understand and use Bank loan policies and procedures to support positive customer interactions. Competent computer skills utilizing office and banking applications. Excellent attention to detail. Proficient written and verbal communication skills, as well as presentation skills, demonstrated by effective business relationships and production. Skilled professional networker. Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws. Demonstrated ability to make sound decisions. Sales and service aptitude and ability. Earns credibility quickly. Ability to resolve customer concerns/issues in a positive way. Effective team member and demonstrates collaboration skills. Ability to listen to and convey accurately and quickly, detailed information, important instructions and/or ideas. Ability to think and act independently within guidelines and limitations of Bank policy and assigned personal authority. About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. The employee will frequently communicate and must be able to exchange accurate information with others. The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools.

DISCLAIMER

HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank's policy is to provide equal employment opportunities to all persons regardless of race, color, religion, sex (including sexual orientation and gender identity), national origin, age, disability, genetic information, protected veteran status, or any other characteristic protected by federal law. Employment decisions will be based on valid job requirements and business needs, and we administer personnel actions (including recruitment, selection, promotion, compensation, benefits, transfers, layoffs, training, and social/recreation programs) without discrimination on any prohibited basis.