Underwriter - Cyber Risks
Beazley Group
Miami, FL (In Person)
Full-Time
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Job Description
- Cyber Risks Beazley Group vision insurance, parental leave, paid holidays, tuition reimbursement, 401(k) United States, Florida, Miami May 13, 2026
General Job Title:
Underwriter•Cyber Risks Division:
Cyber Risks Key Relationships:
Brokers, underwriters, claims, wordings, insureds, external clients and suppliers.Job Summary:
To underwrite a Cyber & Technology account within the US Cyber Risks team and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.FLSA:
Exempt Key Responsibilities:
Underwriting:
Develop and underwrite a profitable portfolio of Cyber & Technology business as part of the US Cyber Risks team. Structure tailor-made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing. Manage innovation and development of non-insurance service offerings to insureds and others. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability, using rating models as applicable. Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost effective administration of the Cyber & Technology account. Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Cyber Risks. Comply with Beazley's underwriting control standards for business written through Lloyd's, Beazley's US subsidiaries or internal MGAs. Develop a good working relationship with the claims managers on this class of business.Client Management:
Advise, assist and service clients on insurance and risk matters to ensure clients' satisfaction. Foster positive relationships with clients to get a mutual understanding of both their and Beazley's needs. Maintenance of good business relationships with brokers. Maintain awareness of overall Beazley product range and take advantages of opportunities to introduce other Beazley products to clients.General:
Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley. Develop best practice and disseminate business and class knowledge within the Cyber Risks teams. Work with peers within Cyber & Technology and the US Cyber Risks team to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross selling opportunities. Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group. Production of presentations and marketing literature as required. Production of business plans/research documents for the US Cyber Risks account as required. It is important that within all your interactions both internally and externally you adhere to Beazley's core values- Being Bold, Striving for Better, and Doing the Right Thing
- as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.
Skills & Abilities:
Proficient underwriting skills Accurate and numerate Strong analytical skills with attention to detail Able to communicate effectively with others, both verbally and in writing Ability to manage time, meet deadlines and prioritise Motivational skillsKnowledge & Experience:
General commercial and financial knowledge Experience in insurance industry 3-5 years' experience of Cyber & Technology underwriting or broking Thorough knowledge of underwriting policy, philosophy and practice Advanced knowledge of underwriting processes and systems Client service experienceAptitude & Disposition:
Result focused, self-motivated, flexible and enthusiastic Professional approach to interact successfully with managers/colleagues/external suppliers Team worker as well as able to work on own initiative Customer focused, with a strong ethic of service and fairness to the customerCompetencies:
Achievement drive Analytical thinking Strategic thinking Service focus Team working Conceptual thinking Forward thinkingWho We Are:
Beazley is a specialist insurance company with over 30 years' experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build- to enable businesses to thrive.
Our Culture:
We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee's diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family-feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers.- Be bold
- Strive for better
- Do the right thing Upholding these values every day has enabled us to become an innovative and responsive organization in touch with the changing world around us
- our ambitious inclusion & diversity and sustainability targets are testament to this.
Our Employee Networks include:
Beazley RACE- Including, understanding and celebrating People of Colour Beazley SHE
- Successful, High potential, Empowered women in insurance Beazley Proud
- Our global LGBTQ+ community Beazley Wellbeing
- Supporting employees with their mental wellbeing Beazley Families
- Supporting families and parents-to-be We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as: Internal Pathways (helping you grow into an underwriting role) iLearn (our own learning & development platform) LinkedIn Learning Mentorship program External qualification sponsorship Continuing education and tuition reimbursement Secondment assignments
The Rewards:
The opportunity to connect and build long-lasting professional relationships while advancing your career with a growing, dynamic organization Attractive base compensation and discretionary performance related bonus Competitively priced medical, dental and vision insurance Company paid life, and short- and long-term disability insurance 401(k) plan with 5% company match and immediate vesting 22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs Up to $700 reimbursement for home office setup Free in-office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance Up to 26 weeks of fully paid parental leave Up to 2.
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