Senior Non-QM Underwriter

Wanted:

Experienced Senior Non-QM Underwriter with strong conventional and government loans experience This Jobot Job is hosted by: Stephen Niedringhaus Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume.

Salary:

$100,000 - $100,000 per year A bit about us:

Wanted:

Experienced Senior Non-QM Underwriter with strong conventional and government loans experience •Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience •We are adding a Senior Non-QM Underwriter to support both our Retail and Wholesale channels. This is a live-file underwriting role responsible for reviewing, decisioning, and clearing loans through Clear-to-Close in a fast-paced environment. We need a Senior Non-QM Underwriter with strong conventional and government underwriting experience too. Don't miss this great opportunity. Apply today. Interviews are going on now! Why join us? •Prefer In-house and local to our office in New Jersey, yet Hybrid and/or Remote is an option depending on experience •Competitive base salary - depending on experience and certifications Full Benefits with 401(k) Annual Bonus Option Supportive culture, opportunities for learning, and accessible management! Plus so much more... Job Details Key Responsibilities Underwrite Non-QM loans plus Conventional, FHA, Jumbo, Bond, and even VA Manage files from initial decision through Clear-to-Close (CTC) Strong experience underwriting Non-QM programs (Bank Statement, DSCR, Asset Utilization, ITIN) Analyze complex incom,e including self-employed borrowers Partner with Retail Loan Officers and Wholesale brokers Maintain SLA turn times while protecting credit quality Work with Loan Originators to restructure loans Respond to underwriting scenario desk inquiries Required Skills & Experience 5+ years current front-line underwriting experience 2+ years hands-on Non-QM underwriting Active VA LAPP/SAR and FHA DE authority strongly preferred Strong DU/LP and manual underwriting knowledge Advanced self-employed income analysis skills Advanced rental income analysis skills Experience in Encompass or comparable LOS Ability to manage production pipeline independently Strong understanding of secondary market requirements Ability to respond to investors and government agencies to resolve deficiencies that may arise Team player with a strong commitment to customer service Excellent verbal and written communication skills If interested, apply directly, and also feel free to email your latest resume and your desired base salary requirements to _source=Dice Interested in hearing more? Easy Apply now by clicking the "Apply Now" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy