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Head of Underwriting, Habitational Property

Job

Smith & Wilkinson

Jersey City, NJ (In Person)

Full-Time

Posted 4 weeks ago (Updated 4 days ago) • Actively hiring

Expires 6/20/2026

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Job Description

Head of Underwriting, Habitational Property at Smith & Wilkinson Head of Underwriting, Habitational Property at Smith & Wilkinson in Jersey City, New Jersey Posted in 5 days ago.
Type:
full-time
Job Description:
Our client, an early-stage, AI-driven commercial real estate insurtech, is building its MGA function and hiring a Head of Underwriting to serve as the firm's habitational/real estate SME. This is a true builder opportunity for a senior property underwriter to step beyond a traditional carrier environment and help define underwriting strategy, risk appetite, and program structure from the ground up. You will be hands-on underwriting deals while working directly with the founders to embed underwriting into a data-led, technology-enabled platform, and will play a key role in securing and managing carrier and reinsurance capacity partners. The ideal profile brings 8+ years of habitational/CRE property underwriting experience within a carrier, including experience building shared and layered programs and contributing to or managing a $100M GWP book. Strong broker and carrier relationships are critical, along with an interest in working closely with technology to help shape a policy administration platform in its early stages. This position is best suited for an AVP/VP-level carrier underwriter seeking increased responsibility and exposure to the insurtech ecosystem. Candidates must be based in the NYC area or willing to relocate within 6-12 months. Please contact Colin Morgan or Stacy St. Onge to learn more.

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