Asset Based Relationship Manager/Underwriter V

Asset Based Relationship Manager/Underwriter V SouthState Bank, N.A. company vehicle United States, Georgia, Atlanta May 13, 2026 The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! It is the responsibility of the Asset Based Lending Relationship Manager/Underwriter V to take ownership of all tasks and challenges that they encounter in the operation of their assigned position and provide superior client service.

ESSENTIAL FUNCTIONS

Asset Based Relationship Manager/Underwriter V will be responsible for screening and underwriting complex bilateral or syndicated relationships primarily for customers with asset-based credit facilities of $10.0 million and above and will also direct the relationship management activities to ensure satisfactory results in risk management, customer retention and revenue growth post-closing. Help Origination team in preparation of screening memos, work with Credit team to get the required approvals to issue term sheets and help origination team in drafting the term sheets. Upon engagement by client, coordinate field examination and appraisal(s), complete financial and collateral due diligence and present the results to the Credit chain for approval. Coordinate with Origination team to negotiate and document the loan and security agreement, and work with Operations/Customer Relationship and Treasury Management teams in set up and implementation of deposit accounts and treasury management products during on boarding of clients. Post closing, monitor and analyze operating/financial performance and collateral trends using financial statements, field exams, and appraisals in order to determine creditworthiness and appropriate risk ratings. Report the results to Credit and senior management of the department for continuous credit monitoring on a timely basis. Ensure all products and services provided to the client are in compliance with SSB policy and guidelines and state and federal regulations. Lead renewal and restructuring of credit facilities for existing clients and work with Credit team to get the required approvals. Provide holistic financial solutions and deepen share of wallet by partnering with other lines of business and product specialists (including but not limited to Treasury Management, Capital Markets and Wealth) and delivering the entire product set of South State Bank. Mentor analysts/associates/junior relationship managers in credit analysis, legal documentation and relationship management. The duties and responsibilities listed above may be revised at any time within the sole discretion of the bank without advance notice to or the consent of the employee. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications, Education, and Certification Requirements Education:

B.A. Degree Required

Experience:

A minimum of 10 years of experience in Commercial Lending is required

Certifications/Specific Knowledge:

Great interpersonal skills and attention to detail. Asset-based or secured lending experience preferred.

TRAINING REQUIREMENTS/CLASSES

Required annual compliance training, Employee Orientation

PHYSICAL DEMANDS

Must be able to effectively access and interpret information on computer screens, documents, reports, and cash denominations, and identify customers. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk. This position requires lifting boxes and coin on a daily basis. This position requires the ability to drive a company vehicle to and from other locations. This position may require bending and reaching.

WORK ENVIRONMENT

This position is located in a private office. TRAVEL Travel may be required to visit customer and attend meetings as needed.

Work Location:

3475 Piedmont Rd NE Suite 150 & 1900 Atlanta, Georgia 30305 Equal Opportunity Employer, including disabled/veterans.