Commercial Credit Administrator and Troubled Asset Coordinator

Commercial Credit Administrator and Troubled Asset Coordinator

GESA CREDIT UNION

•4.0 Renton, WA Job Details Full-time $97,069.57•$195,609.89 a year 1 hour ago Benefits Commuter assistance Paid holidays Loan repayment program Health insurance Dental insurance Tuition reimbursement Paid time off Vision insurance 401(k) matching Volunteer time off Life insurance Qualifications Portfolio monitoring Commercial banking expertise 7 years Compliance with loan regulations Underwriting Credit risk assessment Process optimization Customer service Bachelor's degree in finance Writing skills Commercial lending Data analysis skills Process improvement Mid-level Microsoft Office Finance Analysis skills Quality assurance Bachelor's degree Computer hardware Task prioritization Quality control Accounting Mentoring Training & development Bachelor's degree in accounting Training Cross-functional collaboration Data-driven decision making Accounting Credit analysis Full Job Description Take a leap and join our team! At Gesa, we believe in the power of our people. Coming from all walks of life, our team members' individual stories and unique experiences are our most valuable asset. But it's how we come together, igniting our collective compassion and commitment to empowering our communities, that makes us succeed. Because we know we go further when we go together. Here you can join a team who is passionate about serving others, has a desire to do good, and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And, you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:

About•

Gesa Credit Union Role Summary:

The Commercial Credit Administrator and Troubled Assets Coordinator will be responsible for the review of credit submissions for Commercial Banking as well as the day-to-day management of special assets/troubled credits. This position will also provide mentoring and training to underwriters as needed ensuring processes are understood and followed. Additionally, this role will conduct financial reviews, assist with audit requirements, and monitor/follow up on the collection of past due loans.

What You Will Be Doing:

Review commercial and SBA loan submissions to ensure credit underwriting standards are maintained to align with the commercial credit culture, risk tolerance and concentration limits of the credit union Conduct on-going reviews of the credit union's portfolio through the annual credit review process to proactively identify potential credit risk and/or signs of deterioration within the commercial and SBA portfolios Conduct financial statement spreading reviews for consistency and accuracy within the underwriting process Monitoring of Asset Based lines of credit Contribute to the mentoring and training to credit underwriters Monitoring and follow up for collection of past due commercial and SBA loans Quarterly development, follow up and monitoring of problem loan reports Provide recommendations for adjustments to risk grading commercial and SBA credits Completion and monitoring of covenant waivers Partner with internal and external legal counsel to facilitate the work out troubled assets for timely and effective resolution Contribute toward all required audit and exams including regulatory examiners, third party loan reviewers and auditors, internal audit, and internal quality assurance and quality control teams Work effectively and collaboratively across all commercial and credit union departments Provide recommendations based on analysis of current workflows and achievable process improvements Maintain understanding of all internal credit union guidelines & policies as well as all state and federal requirements Keep abreast of national and local economic news Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism Display leadership values such as mutual respect, honesty, trust and dignity, and act in the best interest of the credit union

About You:

Exceptional attention to detail and accuracy in commercial credit and documentation Strong analytical skills to assess credit risk and develop data-driven decisions Prioritize, organize and respond to multiple tasks and competing requests Ability to consistently present a professional demeanor and image to internal and external members Excellent customer service attributes Effective communication of ideas and information, both orally and in writing Promote and participate in a cohesive team environment

What You Will Need:

Bachelor's degree in finance, accounting, or a related field preferred Minimum of five (5) years of commercial lending experience, credit administrative and/or experience with troubled/special assets preferred Minimum of seven (7) years of experience in the financial services industry preferred Thorough working knowledge of the financial services industry including business cash flow, lending policies and procedures, financial statements, and credit analysis Proficient with standard office equipment, computer hardware and software, and Microsoft programs

Our Team Member Value Proposition:

In exchange for bringing your talent to Gesa, here are a just a few of the benefits and perks we offer: Competitive Pay Medical, Dental, Vision, and Life Insurance 20 days/year of Paid Time Off•Plus 10 Paid Holidays! 401(k) Match Incentive Program Tuition Assistance and Student Loan Repayment Commuter Benefits Paid Time Off to Volunteer in the Community Product discounts

Engaging Work Environment Rewards and Recognition Programs Full Salary Range:

Spokane, WA:

$97,069.57•161,782.61

Vancouver, WA:

$103,246.72•172,077.87

Renton, WA:

$117,365.93•195,609.89 While our full pay range is listed, most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!" Get wise to what's possible with a career at Gesa. Join us! We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact the HR Department at (509) 378-3100 or to request an accommodation. Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment. Selected candidate(s) must be able to pass a pre-employment credit/background check. Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran. Equal Employment Opportunity (gesa.com)