Commercial Portfolio Manager I

Commercial Portfolio Manager I Mobile, AL Job Details Full-time 1 day ago Qualifications Revenue growth Deal closing Document preparation (loan closing) Computer operation Commercial banking expertise Community engagement Financial sales Customer relationship building Underwriting Credit risk assessment Customer service Bachelor's degree in finance Identifying new business opportunities Bachelor's degree in business Commercial lending Mid-level Client relationship development 3 years Finance Cross-selling Business development Bachelor's degree Risk analysis Prospecting Business development within finance Portfolio management Banking business development Business Communication skills Financial compliance experience in banks Conducting sales calls Credit analysis Time management

Full Job Description Overview:

Position is responsible to develop and manage commercial loan accounts that meet established lending requirements and maximize profitability to the bank with minimal risk.

Responsibilities:

Responsible for loan and deposit growth through customer portfolio and other proactive measures to grow market share Strong understanding of credit, commercial products, and financial statement analysis to offer beneficial banking solutions Manage an existing portfolio and seek opportunities to generate incremental revenue for the bank and meet customer financial goals Engage with customers on a regular basis to enhance the trusted advisor relationship, ensure business needs are being met, provide high level of customer service, and create cross sell opportunities for other product lines Practice commercial loan portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, renewal processing, loan doc prep and closing, collateral analysis, past due notice management, etc. Practice business development skills through the practical application of performing business calls to customers and prospective customers in order to gain further experience in outside loan production and negotiations and support achievement of new business goals Maintains professional community relations and involvement to increase the bank's visibility and new business opportunities, and to further personal development Compliance with established policies and procedures for commercial lending and follow appropriate controls to prudent behavior which is in compliance with the bank's risk appetite including loan and credit quality Ensure portfolio is prudent and the non-performing loan ratio is within the acceptable risk tolerance limits Perform additional duties as assigned.

Qualifications:

Bachelor's degree in business/finance associated major, or relevant job experience Minimum of three years of proven and progressive commercial lending/credit experience or equivalent Experience with commercial lending risk analysis Developed an understanding of lending and credit approval process as well as pertinent bank policies and external regulations Practical working knowledge of sales principles Prior experience with products and services offered by financial services institutions Effective oral and written communication skills Excellent analytical, time management, organizational and problem-solving skills with the ability to multi-task and work in a deadline-driven environment Ability to work accurately with close attention to details Proven ability to build and maintain relationships

Physical Requirements/Working Conditions:

Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.

Note:

This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment. Trustmark Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings on this site. Resumes submitted to any Trustmark Bank employee by a third-party agency and/or search firm without a valid, written search agreement signed by Trustmark, will become the sole property of Trustmark Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.