Loan Officer

Loan Officer at AlphaX RE Capital Loan Officer at AlphaX RE Capital in Cupertino, California Posted in 1 day ago.

Type:

full-time

Job Description:

Position Title:

Loan Officer Employment Type:

Full-Time ???? Grow Your Career With Us We're looking for a driven and client-focused Loan Officer who thrives in a fast-paced, results-oriented environment. If you enjoy building relationships, guiding clients through important financial decisions, and being rewarded for your performance, this is a great opportunity to grow your career in lending. About the Role We are seeking a motivated Loan Officer to join our growing lending team. In this role, you will be responsible for originating residential mortgage loans, building strong client and partner relationships, and ensuring a smooth loan process from application to closing. You will work closely with processing and underwriting teams to deliver an efficient, high-quality client experience while contributing to a high-performance sales environment. Key Responsibilities Generate and originate residential mortgage loan applications Build and maintain strong relationships with real estate agents, clients, and referral partners Assess borrower financial profiles and recommend suitable loan products Guide borrowers through the loan process from pre-qualification to closing Maintain consistent communication to deliver an excellent client experience Collaborate with processors, underwriters, and closing teams to ensure timely loan funding Meet or exceed monthly and quarterly production targets Stay current on loan programs, lending guidelines, and market trends Ensure compliance with all federal, state, and company regulations Compensation & Commission Commission paid per funded loan Commission structure based on loan volume and/or loan amount Uncapped earning potential Performance-based incentives for top producers (Optional customization) Additional bonus incentives available for exceeding monthly production targets

Qualifications Required:

Active NMLS Loan Originator License Strong communication and customer service skills Sales-driven mindset with excellent follow-up discipline Ability to manage multiple loan files simultaneously Basic knowledge of mortgage products and lending processes Strong organizational and time-management skills

Preferred:

2+ years of mortgage lending or loan origination experience Experience working with real estate agents and referral networks Familiarity with LOS systems (e.g., Encompass, LendingPad, etc.) Bilingual skills (e.g., English/Chinese, if applicable) Performance Expectations Achieve monthly loan production targets Maintain a consistent and healthy pipeline Deliver high levels of client satisfaction Respond promptly to client and partner inquiries Ensure full compliance with company and regulatory standards